M1 Finance Promotions
Read our in-depth review of M1 Finance to see why M1 Finance scored 3.9 stars out of 5. We like their choose your own investments, can invest in individual stocks, and morning and afternoon trade windows.
If you're looking for brokerage promotions, you must check out these offers.
Commission Free Stock Trading
M1 Finance allows investors the choice of ETFs and stocks. M1 charges $0 commission fees on trading
M1 Finance Fees
Invest Automatically with M1 Finance
Compare Promotions
$20 Investment Bonus
- Open an Acorns account (new users only)
- Set up the Recurring Investments feature
- Have your first investment be made successfully via the Recurring Investments feature
Up to $100 Transfer Fee Reimbursement
Transfer fees of up to $100 will be reimbursed when you make an initial transfer of $2,000 or more.
Invest in Real Estate with $10+
- Only $10 minimum investment
- Get a diversified portfolio of real estate projects across the US
- Open to all investors
Invest in Real Estate with $100
The minimum investment amount is only $100. (Though most transfer $100 or $1000 for better diversification; subsequent transfers can be for any amount)
- Short-term real estate investments lasting just 6-18 months
- Open to non-accredited investors
- Low fees
Highlights
Annual Fee
A $3 monthly platform fee will apply to clients with less than $10,000 in M1 assets or without an active M1 Personal Loan.
A $3 monthly platform fee will apply to clients with less than $10,000 in M1 assets or without an active M1 Personal Loan.
Compare: M1 Finance vs eToro
Cryptocurrency Trading
Yes
Yes
Minimum Deposit
$100 ($500 for IRAs, $5,000 for Trust Account)
$100 ($500 for IRAs, $5,000 for Trust Account)
Compare: M1 Finance vs Acorns
Commission Free ETFs
All U.S. listed ETFs
All U.S. listed ETFs
Mutual Fund Trading
No
No
Phone Support
Monday - Friday 9:30 am to 4 pm EST
Monday - Friday 9:30 am to 4 pm EST
Compare: M1 Finance vs Arrived Homes
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
No
No
Assets Under Management
$4.5 Billion
$4.5 Billion
Tax Loss Harvesting
No, but offers tax minimization features
No, but offers tax minimization features
Goal Tracker
No
No
Automatic Deposits
Yes
Yes
Broker Assisted Trades
Included
Included
Good For
DIY investing with passive portfolio management
DIY investing with passive portfolio management
Inactivity Fee
$50 (for accounts with $50 or less and no trading or deposit activity for 90+ days)
$50 (for accounts with $50 or less and no trading or deposit activity for 90+ days)
Maintenance Fee
$3 monthly platform fee for accounts with less than $10,000 in M1 assets, or without an active M1 Personal Loan
$3 monthly platform fee for accounts with less than $10,000 in M1 assets, or without an active M1 Personal Loan
Online Platform
Yes
Yes
iPhone App
Yes (4.6 stars, 33.3k ratings)
Yes (4.6 stars, 33.3k ratings)
Android App
Yes (4.5 stars, 15.7k ratings)
Yes (4.5 stars, 15.7k ratings)
Two-Factor Authentication
Yes
Yes
Compare: M1 Finance vs iTrustCapital
Locations
No
No
Compare: M1 Finance vs CIT Bank
Online Community
No
No
Seminars
No
No
Trading Platform
Web Trading, Mobile Apps
Web Trading, Mobile Apps
Virtual Trading
No
No
Fractional Shares
Yes
Yes
Taxable Accounts
Yes
Yes
401k Plans
No
No
IRA Accounts
Yes
Yes
Roth IRA Accounts
Yes
Yes
SEP IRA Accounts
Yes
Yes
Trust Accounts
Yes
Yes
529 Plans
No
No
Pricing information from published website as of 12/26/2023.
| ||
| Learn More | Visit Site | |
M1 Finance | Robinhood | |
|---|---|---|
Benefits and Features | ||
| Stock Trading | ||
| Options Trading | ||
| Annual Fee | A $3 monthly platform fee will apply to clients with less than $10,000 in M1 assets or without an active M1 Personal Loan. | |
| Cryptocurrency Trading | ||
| Minimum Deposit | $100 ($500 for IRAs, $5,000 for Trust Account) | |
| Mutual Fund Trading | ||
| Commission Free ETFs | All U.S. listed ETFs | All U.S. listed ETFs |
| Phone Support | Monday - Friday 9:30 am to 4 pm EST | |
| Live Chat Support | Available 24/7 (requires sign in) | |
| Email Support | ||
| Human Advisors | ||
| Robo Advisor | ||
| Assets Under Management | ||
| Penny Stocks | ||
| Tax Loss Harvesting | No, but offers tax minimization features | |
| Goal Tracker | ||
| Automatic Deposits | ||
| Broker Assisted Trades | ||
| Good For | DIY investing with passive portfolio management | |
| Inactivity Fee | $50 (for accounts with $50 or less and no trading or deposit activity for 90+ days) | |
| Maintenance Fee | $3 monthly platform fee for accounts with less than $10,000 in M1 assets, or without an active M1 Personal Loan | |
| Online Platform | ||
| iPhone App | ||
| Android App | ||
| Banking | Offers Robinhood spending account with Robinhood Cash Card issued by Sutton Bank | |
| Mobile App |  | |
| Desktop App | ||
| Two-Factor Authentication | Device approvals, Authenticator app, SMS | |
| Forex Trading | ||
| Futures Trading | ||
| Bond Trading | ||
| CFD Trading | ||
| Currency Trading | ||
| Customer Service | Live Chat (24 hours via Robinhood app) Phone: 650-761-7789 (available 24/7) Email: support@robinhood.com | |
| Locations | ||
| Online Community | ||
| Seminars | ||
| Trading Platform | ||
| Virtual Trading | ||
| Fractional Shares | ||
| Taxable Accounts | ||
| 401k Plans | ||
| IRA Accounts | ||
| Roth IRA Accounts | ||
| SEP IRA Accounts | ||
| Trust Accounts | ||
| 529 Plans | ||
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. M1 Finance: Pricing information from published website as of 12/26/2023. Robinhood: Pricing information from published websites as of 01/25/2025. | ||
Set Up a Retirement Account in Fifteen Minutes or Less
Invest in your future with Traditional, Roth, and SEP IRAs.
Set Up a Joint Account
Establish a joint account with a relative, spouse or domestic partner.
M1 Borrow
Compare Returns
- Create your own pies by choosing your own investments.
- Use one of the preset templates.
- Tweak a preset template to your liking.
Dynamic Rebalancing
M1 Finance Alternatives
3% Match on IRA with Robinhood Gold
Earn 3% IRA match on all eligible contributions with Robinhood Gold. Terms and conditions apply. This is a limited-time offer.
Up to $75 IRA Transfer Fee Reimbursement
Transfer fees of up to $75 will be reimbursed when you make an initial transfer of $5,000 or more.
eToro USA LLC and eToro USA Securities Inc. 
Buy $100 in Crypto and Get $10 Bonus from eToro USA LLC
For a limited time, you can get $10 when you invest in $100 worth of crypto on eToro. Here's how:
- Sign up for an eToro account
- Deposit funds
- Invest in $100 worth of crypto
You'll automatically receive $10 directly to your account balance. Offer only applies to US customers. Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk.
Invest in Real Estate with $10+
- Sign up in minutes; no complicated paperwork
- $10 minimum investment
- No income requirements
- Multiple investing plans tailored to your goals
- Completely passive investment
- Low 1% annual fee
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More Brokerage Promotions
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Get a Free Stock (worth between $5 and $200)
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$20 Investment Bonus
Webull
Up to $100 Transfer Fee Reimbursement
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Sign Up and Get $5
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