Centra Credit Union Promotions
Cashback Checking
- No minimum balance
- No monthly maintenance fees
- Earn cashback if monthly requirements are met
Small Business Checking
- No monthly maintenance fees
- $100 minimum opening deposit
- 500 free monthly transactions
Compare Promotions
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Centra Credit Union Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Checking Account - $600 Bonus
Open a Cashback or High Interest Checking account. Use promo code GET600 at account opening. Set up and receive qualifying direct deposits of $500 or more per month for two consecutive months. Sign up for estatements.
Personal Checking Account - $150 Bonus
Open a new Cashback Checking or High Interest Checking account. Set up and receive direct deposits totaling $300 or more within 90 days of account opening. Maintain an average monthly balance of at least $10,000, or open a new loan or line of credit of at least $10,000. Sign up for eStatements. Meet with Centra Financial Services to discuss your financial needs.
Personal Checking Account - $100 Bonus
Open a new Cashback Checking or High Interest Checking account. Set up and receive direct deposits totaling $300 or more within 90 days of account opening. Maintain an average monthly balance of at least $10,000, or open a new loan or line of credit of at least $10,000. Sign up for eStatements.
Personal Checking Account - $50 Bonus
Open a new Cashback Checking or High Interest Checking account. Set up and receive direct deposits totaling $300 or more within 90 days of account opening. Sign up for eStatements.
Centra Credit Union CD Rates
- 5-Year CD - 2.10% APY
- 4-Year CD - 2.05% APY
- 3-Year CD - 2.00% APY
- 30-Month CD - 1.90% APY
- 24-Month CD - 1.85% APY
- 18-Month CD - 1.80% APY
- 12-Month CD - 1.70% APY
- 10-Month CD - 1.65% APY
- 6-Month CD - 1.55% APY
- 4-Month CD - 0.95% APY
- 3-Month CD - 0.85% APY
Highlights
25 branch locations in the states of Indiana, New York, and North Carolina
Information sourced from the published website as of 02/10/2026.
Centra Credit Union Alternatives
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
