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Aspiration Promotions

Read our in-depth review of Aspiration to see why Aspiration scored 3.3 stars out of 5. We like their high yield apy, no fees, and cash back on purchases.

If you're looking for bank promotions, you must check out these offers.

Spend and Save

  • $10 opening deposit
  • No minimum balance requirement
  • No monthly fee - pay what you think is fair
  • 55,000+ fee-free ATMs
  • Plant a tree with every deposit when you round up to nearest whole dollar
Aspiration is not a bank. Cash balances in the Aspiration Spend and Save Accounts are deposited at one or more FDIC-insured depository institutions (each a “Bank”) up to $250,000 per Bank. With eight Banks available, Deposits are FDIC-insured up to $2 million per depositor.
5%

Aspiration Plus - Earn Up to 5% APY

  • 5.00% APY on the first $10,000 of your savings
  • $7.99/mo; $5.99/mo if you pay annually
  • Deposits won't fund fossil fuel exploration or production
  • Get paid up to 2 days early
  • $10 minimum opening deposit
  • 55,000 free in-network ATMs
  • Automatic offsets for the negative climate impact of driving your car with Planet Protection
  • One out-of-network ATM reimbursement monthly
Aspiration is not a bank. Cash balances in the Aspiration Spend and Save Accounts are deposited at one or more FDIC-insured depository institutions (each a “Bank”) up to $250,000 per Bank. With eight Banks available, Deposits are FDIC-insured up to $2 million per depositor.
3%

Pay What Is Fair - Earn Up to 3% APY

  • 3.00% APY on the first $10,000 of your savings
  • Deposits won't fund fossil fuel exploration or production
  • Get paid up to 2 days early
  • $10 minimum opening deposit
  • 55,000 free in-network ATMs
Aspiration is not a bank. Cash balances in the Aspiration Spend and Save Accounts are deposited at one or more FDIC-insured depository institutions (each a “Bank”) up to $250,000 per Bank. With eight Banks available, Deposits are FDIC-insured up to $2 million per depositor.
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires in 2 days
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.75% APY

  • 4.75% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
CIT Bank
Member FDIC

CIT Bank Money Market Account - 1.55% APY

  • 1.55% APY
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
GoHenry Kids' Debit Card

GoHenry Kids' Debit Card

  • Real-time spend notifications.
  • Block and unblock cards easily.
  • Teach financial independence safely.
GoHenry card is issued by Community Federal Savings Bank, member FDIC
Greenlight

All Ages - Banking and Invest in One App

  • Flexible controls, spending notifications, in-app chore list
  • Age: No minimum age
  • Fees: Starts at $4.99/month, per family (up to 5 kids). $9.98/month for Greenlight Max. $14.98 per month for Greenlight Infinity.
Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution.

Pricing information from published website as of 3/5/2019

 

Aspiration

Ally Bank

 

Benefits and Features

Savings 
3.75% APY
CD 2.00% to 5.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%
Checking 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market 
4.00% APY
Customer Service 
24/7
ATMs Over 43,000 no-fee Allpoint ATMs
Locations 
Online Only

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Aspiration: Pricing information from published website as of 3/5/2019

Ally Bank: Pricing information from published website as of 03/18/2023.


Aspiration Alternatives

Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 4/19/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires in 2 days

Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.

Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000

CIT Bank
Member FDIC

CIT Bank Savings Connect - 4.50% APY

  • Earn 12x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 6/15/2023
Bluevine

Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

Articles on Aspiration

Aspiration Review

Aspiration offers socially-responsible banking services and investment products with a unique "Pay What Is Fair" approach. Is it too good to be true? Read on.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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