Personal Capital vs Robinhood

Personal Capital is a free advanced tools plus hybrid advisory service for people with over $100k in investments. How does it compare to Robinhood? Read our comparison chart below.

Personal Capital offers free advanced financial tools and paid wealth management services.

While Robinhood offers $0 stock trades by cutting out physical offices and manual account management. Only basic stock trading can be performed on the mobile app. There is no minimum deposit or maintenance fee, though there is an optional paid premier customer tier starting at $6/month.

Compare Personal Capital with Robinhood, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Personal Capital	Robinhood


	SPECIAL OFFER Get Started with Personal Capital - Learn More Read Personal Capital Review	SPECIAL OFFER Get a Free Stock (worth between $2.50 and $200) - Learn More Read Robinhood Review
	Benefits and Features
Stock Trading		$0
Annual Fee	0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million	All trades are commission-free. No platform fees.
Minimum Deposit	$100,000	$0
Commission Free ETFs		all U.S. listed ETFs
Phone Support	Yes	No
Live Chat Support	No
Email Support	Yes
Human Advisors	Yes
Robo Advisor
Assets Under Management	$11.6 Billion
Tax Loss Harvesting	Yes
Goal Tracker	Yes
Automatic Deposits	Yes
Broker Assisted Trades		$10
Customer Service		Monday-Friday 9am - 6pm ET
Inactivity Fee		$0
Maintenance Fee		$0
Online Platform	Yes
iPhone App	Yes
Android App	Yes
Banking		Coming soon
Mobile App		Yes
Desktop App		Yes
Locations		No
Online Community		No
Seminars		No
Virtual Trading		No
Single Stock Diversification	Yes
Fractional Shares	No	Coming Soon
Taxable Accounts	Yes	Yes
401k Plans	Yes
IRA Accounts	Yes	No
Roth IRA Accounts	Yes
SEP IRA Accounts	Yes
Trust Accounts	Yes
529 Plans	Yes
	CreditDonkey® Reviews

Human Advisors
Robo Advisor
Price
Goal Tracker
Customer Service
Budgeting
Ease of Use
Investment Tracking
Retirement Planning
Stock Trading
Options Trading
Mobile App
Commissions and Fees
Research
Pros & Cons	Pros: Retirement planner Free portfolio advice Robo plus human advisors Cons: $100,000 min for advisory service Higher fees than competitors	Pros: Commission-free trades No minimum Extended trading hours Cons: No IRAs Limited research No mutual funds & bonds
Bottom Line	Free advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review	Free way to trade stocks with limited bells and whistles... Read full review

	Get Started with Personal Capital Join Personal Capital For Free Learn more about the Personal Capital Difference	Get a Free Stock (worth between $2.50 and $200) Commission-Free Trades Free Cryptocurrency Investing
What Others View	Betterment	E*TRADE Acorns Stash Ally Invest
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Personal Capital: Pricing information from published website as of 04/30/2020 Robinhood: Pricing information from published websites as of 04/18/2020.

Which is Better: Personal Capital or Robinhood?

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