Personal Capital vs Robinhood

Personal Capital is a free advanced tools plus hybrid advisory service for people with over $100k in investments. How does it compare to Robinhood? Read our comparison chart below.

Personal Capital offers free advanced financial tools and paid wealth management services.

While Robinhood offers $0 stock trades by cutting out physical offices and manual account management. Only basic stock trading can be performed on the mobile app. There is no minimum deposit or maintenance fee, though there is an optional paid premier customer tier starting at $5/month.

Compare Personal Capital with Robinhood, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Personal Capital	Robinhood


	SPECIAL OFFER Get Started with Personal Capital - Learn More Read Personal Capital Review	OFFER Get a Free Stock (worth between $2.50 and $225) - Learn More Read Robinhood Review
	Benefits and Features
Stock Trading		$0
Options Trading		$0
Annual Fee	0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million	All trades are commission-free. No platform fees.
Minimum Deposit	$100,000	$0
Mutual Fund Trading		No
Commission Free ETFs		All U.S. listed ETFs
Phone Support	Yes	No
Live Chat Support	No	No
Email Support	Yes	Yes
Human Advisors	Yes	No
Robo Advisor		No
Assets Under Management	$11.6 Billion
Tax Loss Harvesting	Yes	No
Goal Tracker	Yes	No
Automatic Deposits	Yes	Yes
Broker Assisted Trades		Not available
Good For		Beginners; Active traders
Inactivity Fee		$0
Maintenance Fee		$0
Online Platform	Yes	Yes
iPhone App	Yes	Yes (4 stars, 3.2m ratings)
Android App	Yes	Yes (1.4 stars, 360k ratings)
Banking		No service fees for Robinhood Cash Management account. Free debit card with no in-network ATM fees or foreign transaction fees
Mobile App		Yes
Two-Factor Authentication		Yes
Locations		No
Online Community		No
Seminars		No
Virtual Trading		No
Single Stock Diversification	Yes
Fractional Shares	No	Yes
Taxable Accounts	Yes	Yes
401k Plans	Yes	No
IRA Accounts	Yes	No
Roth IRA Accounts	Yes	No
SEP IRA Accounts	Yes	No
Trust Accounts	Yes	No
529 Plans	Yes	No
	CreditDonkey® Reviews

Human Advisors
Robo Advisor
Price
Goal Tracker
Customer Service
Budgeting
Ease of Use
Investment Tracking
Retirement Planning
Stock Trading
Options Trading
Mobile App
Commissions and Fees
Research
Pros & Cons	Pros: Retirement planner Free portfolio advice Robo plus human advisors Cons: $100,000 min for advisory service Higher fees than competitors	Pros: Commission-free trades No minimum Extended trading hours Cons: No IRAs Limited research No mutual funds & bonds
Bottom Line	Free advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review	Free way to trade stocks with limited bells and whistles... Read full review

	Get Started with Personal Capital Join Personal Capital For Free Free Retirement Calculator & Planning Tools	Get a Free Stock (worth between $2.50 and $225) Commission-Free Trades Free Cryptocurrency Investing
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Personal Capital: Pricing information from published website as of 04/30/2020 Robinhood: Pricing information from published websites as of 04/18/2020.

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