  |  Mastercard® Black Card™
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Mastercard® Black Card™ is a Personal Mastercard card with $495 annual fee ($195 for each Authorized User added to the account).
Apply for the Mastercard Black Card with
| Intro APR | Intro Period | Regular APR | |
|---|---|---|---|
| Purchases | N/A | N/A | 19.49% (Variable) |
| Balance Transfers | 0% | introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. | 19.49% (Variable) |
| Cash Advances | N/A | N/A | 29.74% (Variable) |
Rewards & Benefits
Cash Back Rewards
1.5% value for cash back redemptions
1.5% value for cash back redemptions
Airline Rewards
2% value for airfare redemptions with no blackout dates or seat restrictions.
2% value for airfare redemptions with no blackout dates or seat restrictions.
Airline Status
Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Concierge
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Annual Percentage Rate (APR) for Purchases
APR will be 19.49% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, your APR will be 19.49% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be 29.74% (Variable) based on your creditworthiness and other factors.
Interest Rates & Interest Charges
- Annual Fee
$495 annual fee ($195 for each Authorized User added to the account) - Balance Transfer Transaction Fee
Either $5 or 3% of the amount of each transfer, whichever is greater - Cash Advance Transaction Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater. - Foreign Transaction Fee
0% of each transaction in U.S. dollars.
Fees
 |  | |
| | |
Mastercard® Black Card™ | Chase Sapphire Reserve® | |
|---|---|---|
|
| |
Interest Rates and Fees | ||
| Introductory APR for Balance Transfers | 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. | N/A |
| Purchase APR | 19.49% (Variable) based on your creditworthiness and other factors | 21.49% to 28.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 19.49% (Variable) based on your creditworthiness and other factors | 21.49% to 28.49% Variable based on your creditworthiness and other factors |
| Annual Fee | $495 annual fee ($195 for each Authorized User added to the account) | |
Benefits and Features | ||
| Introductory Bonus Offer | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards® | |
| Cash Back Rewards | 1.5% value for cash back redemptions | |
| Travel Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs | |
| Airline Rewards | 2% value for airfare redemptions with no blackout dates or seat restrictions. | 1:1 point transfer to leading airline and hotel loyalty programs |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases | |
| Airline Status | Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. | $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select |
| Dining Rewards | 3x points on dining at restaurants | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
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- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
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