  |  Mastercard® Black Card™
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Mastercard® Black Card™ is a Personal Mastercard card with $495 annual fee ($195 for each Authorized User added to the account).
Apply for the Mastercard Black Card with
| Intro APR | Intro Period | Regular APR | |
|---|---|---|---|
| Purchases | N/A | N/A | 21.24%, 25.43% or 28.24% |
| Balance Transfers | 0% | introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. | After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 21.24%, 25.43% or 28.24%, based on your creditworthiness. There is a fee for balance transfers. |
Rewards & Benefits
Cash Back Rewards
1.5% value for cash back redemptions
1.5% value for cash back redemptions
Airline Rewards
2% value for airfare redemptions with no blackout dates or seat restrictions.
2% value for airfare redemptions with no blackout dates or seat restrictions.
Airline Status
Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Black Card and we will automatically apply the credit to your account. That's it. No need to activate or designate an airline. The credit amount is available in full at the start of the calendar year.
Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Black Card and we will automatically apply the credit to your account. That's it. No need to activate or designate an airline. The credit amount is available in full at the start of the calendar year.
Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
Concierge
24/7 Luxury Card Concierge®—Make requests the way you want by phone, email, SMS and chat in the app. Connect directly with a real agent and receive 24/7 assistance for tasks big and small. Requests do not require a purchase, incure no charge for making them, and do not involve department transfers.
24/7 Luxury Card Concierge®—Make requests the way you want by phone, email, SMS and chat in the app. Connect directly with a real agent and receive 24/7 assistance for tasks big and small. Requests do not require a purchase, incure no charge for making them, and do not involve department transfers.
- Annual Percentage Rate (APR) for Purchases
APR will be 21.24%, 25.43%, 28.24% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, your APR will be 21.24%, 25.43%, 28.24% (Variable) based on your creditworthiness and other factors.
Interest Rates & Interest Charges
- Annual Fee
$495 annual fee ($195 for each Authorized User added to the account) - Balance Transfer Transaction Fee
Either $5 or 5% of the amount of each transfer, whichever is greater - Cash Advance Transaction Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater. - Foreign Transaction Fee
0% of each transaction in U.S. dollars.
Fees
 |  | |
| Apply Now | Apply Now | |
Mastercard® Black Card™ | The Platinum Card® from American Express | |
|---|---|---|
|
| |
Interest Rates and Fees | ||
| Introductory APR for Balance Transfers | 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. | N/A |
| Purchase APR | 21.24%, 25.43%, 28.24% (Variable) based on your creditworthiness and other factors | See Pay Over Time APR |
| Balance Transfers APR | 21.24%, 25.43%, 28.24% (Variable) based on your creditworthiness and other factors | N/A |
| Annual Fee | $495 annual fee ($195 for each Authorized User added to the account) | |
Benefits and Features | ||
| Introductory Bonus Offer | Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. | |
| Cash Back Rewards | 1.5% value for cash back redemptions | |
| Travel Rewards |  | |
| Airline Rewards | 2% value for airfare redemptions with no blackout dates or seat restrictions. | Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. |
| Hotel Rewards | Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. | |
| Point Rewards | 1 point for virtually every dollar spent. | |
| Airline Status | Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Black Card and we will automatically apply the credit to your account. That's it. No need to activate or designate an airline. The credit amount is available in full at the start of the calendar year. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest. | $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select. |
| Hotel Status | $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status. | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
| Apply Now | Apply Now | |
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- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
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