Lili vs North One

Lili is an all-in-one account for small business owners to manage expenses and taxes. How does it compare to North One? Read our comparison chart below.

Lili is built for small business owners, offering a platform that combines business banking, accounting, invoicing, and tax preparation tools in one place. The basic account has no monthly fees or minimum balance requirements.

While North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

Compare Lili with North One, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

		North OneNovoBluevine
	Visit Site	Learn More
	Lili	North One
	SPECIAL OFFER Free Checking Account for Small Business Owners - Learn More Read Lili Review	SPECIAL OFFER North One Plus Business Banking - Up to 3.00% APY - Learn More Read North One Review
	Benefits and Features
Savings	Emergency Bucket for Lili Basic users; Lili Pro users get Savings with up to 4.00% APY on balances up to $1,000,000	No savings account, but you can create unlimited envelopes for savings goals
Checking	No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees	$0 monthly fee; no balance requirements
Monthly Fee	$0	$0
APY	N/A	up to 3.00% APY for Plus Accounts; up to 2.50% APY for Standard Accounts that meet eligibility requirements
Minimum Deposit to Open	$0	$50
ACH Transfer Fee	$0	$0
ATMs	approximately 40,000 MoneyPass ATMs	55,000+ Allpoint ATMs
Balance Requirement	$0	None
Cash Deposit Fee	Up to $4.95	up to $4.95 with Green Dot locations; 1 reimbursement/month (Standard members); 3 reimbursement/month (Plus members)
Customer Service	Monday–Friday, 9 AM–8 PM EST	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.
Incoming Wire Transfer Fee	$0 ($15 for international)	$0 for domestic wires
Locations	Online only	Online only
Out of Network ATM Fee	$2.50 ($5 for international)	$2.50 per transaction; 2 reimbursement/month (Standard members); 6 reimbursement/month (Plus members)
Outgoing Wire Transfer Fee	$15 ($25 for international)	$20 for domestic wires
Overdraft Fee	$0	$0
	CreditDonkey® Reviews
Savings
Minimum Deposit
Checking
Fees
Mobile App
Customer Service
Pros & Cons	Pros: No monthly fees Expense tracking Save for taxes Cons: Best features only for paid Lili plans Fee to deposit cash	Pros: No monthly fees Unlimited envelopes App integrations Cons: No international wires Up to $4.95 cash deposit fee
Bottom Line	All-in-one account for small business owners to manage expenses and taxes... Read full review	Good business banking features and tools with no monthly fees... Read full review
	Visit Site	Learn More
	Free Checking Account for Small Business Owners Lili Pro Business Checking	North One Plus Business Banking - Up to 3.00% APY North One Free Business Banking - Up to 2.50% APY Business Referral Program - $50 Bonus
North One: Information sourced from the published website as of 07/26/2025.

Free Checking Account for Small Business Owners

• Sign up in 3 minutes; no credit check
• No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
• Automatic Savings
• Get paid up to 2 days early

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Get Started

Free Checking Account for Small Business Owners

• $0 monthly service fees
• $0 minimum opening deposit
• No minimum balance requirement
• No foreign exchange fee
• Get direct deposits up to 2 days earlier

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Get Started

Free Checking Account for Small Business Owners

• $0 monthly service fees
• Automatic Savings
• Free withdrawals at approximately 40,000 ATMs
• Get direct deposits up to 2 days earlier
• No foreign transaction fees

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Get Started

Which is Better: Lili or North One?

Still need help deciding which business is better? Read the in-depth reviews below. You may also be interested in comparing Lili or Novo.

In short: Lili's checking and fees are outstanding. North One's customer service is outstanding.

Articles on Lili

Lili Review

Lili offers free business checking with a debit card and automatic savings. Review its features, pros and cons to see if it fits your business.

• Lili vs Novo
• Lili vs Bluevine
• Lili vs Chime

Articles on North One

NorthOne

North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

Is NorthOne Safe

North One offers convenient online banking for small business owners. But is North One safe and legit? Read on to find out.

Which Do You Think is Best?

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