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iTrustCapital vs M1 Finance

iTrustCapital is a good IRA provider for tax-advantaged access to crypto and gold & silver. How does it compare to M1 Finance? Read our comparison chart below.

iTrustCapital is a self-directed IRA provider that allows you to invest in cryptocurrencies, gold, and silver for your retirement. It has a $1,000 minimum, no monthly account fees, and low transaction costs.

While M1 Finance offers free automated investing with no commissions or account fees. Unlike other robo-advisors, M1 lets you select your own investments and their automation will manage it for you. This is great for investors who want a say. The downside is that there are no human advisors. The minimum to start is just $100.

Compare iTrustCapital with M1 Finance, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 iTrustCapitalM1 Finance
 Visit SiteVisit Site
 

iTrustCapital

M1 Finance

SPECIAL OFFER
Open a Crypto IRA and Get $100 Bitcoin Reward - Learn More

Read iTrustCapital Review

SPECIAL OFFER
M1 Investment Account - Up to $500 Bonus - Learn More

Read M1 Finance Review

 

Benefits and Features

Stock Trading 
$0
Options Trading 
No
Annual Fee 
None
Cryptocurrency Trading 
No
Minimum Deposit
$1,000
$100
Mutual Fund Trading 
No
Commission Free ETFs All U.S. listed ETFs
Phone Support Monday - Friday 9:30 am to 4 pm EST
Live Chat Support 
No
Email Support 
Yes
Human Advisors 
No
Robo Advisor Hybrid; You choose your own investments and M1 trades & manages your portfolio for you
Assets Under Management 
$4.5 Billion
Tax Loss Harvesting No, but offers tax minimization features
Goal Tracker 
No
Automatic Deposits 
Yes
Broker Assisted Trades 
Included
Good For DIY investing with passive portfolio management
Inactivity Fee $20 (for accounts with less than $20 and no activity for 90+ days)
Maintenance Fee 
$0
Online Platform 
Yes
Setup Fee
$0
 
iPhone App 
Yes (4.6 stars, 33.3k ratings)
Android App 
Yes (4.5 stars, 15.7k ratings)
Banking All users can open a M1 Spend account with free debit card. No monthly service fees and no balance requirements.
Mobile App 
Check
Two-Factor Authentication
Yes
Yes
Locations 
No
Online Community 
No
Seminars 
No
Virtual Trading 
No
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
No
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
Yes
Trust Accounts 
Yes
529 Plans 
No
 

CreditDonkey® Reviews

 iTrustCapitalM1 Finance
Cryptocurrency TradingStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarHalf Star
Ease of UseStarStarStarStarStarStarStarStarStarHalf Star
ResearchStarStarEmpty StarEmpty StarEmpty StarStarEmpty StarEmpty StarEmpty StarEmpty Star
SafetyStarStarStarStarEmpty Star
Annual FeeStarStarStarStarStar
Minimum DepositStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Pros & ConsPros:
  • Tax-free or tax-deferred trading
  • Low trading fees
  • No monthly fees
Cons:
  • Limited research tools
Pros:
  • Choose your own investments
  • Can invest in individual stocks
  • No account fees
Cons:
  • No research
  • No human advisors
  • Can only trade once a day
Bottom LineGood IRA provider for tax-advantaged access to crypto and gold & silver... Read full reviewNo-fee robo-advisor that allows you to choose your own investments... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

iTrustCapital: Pricing information from published website as of 02/08/2022.

M1 Finance: Pricing information from published website as of 02/28/2020

M1 Finance

M1 Investment Account - Up to $500 Bonus

Open a new M1 investment account. Deposit $10,000 or more into the account within 14 calendar days of account opening. Promotional credit will depend on the deposited value made into the account.

Deposited ValuePromotional Credit
$10,000 - $29,999.99$75
$30,000 - $49,999.99$150
$50,000 - $99,999.99$250
$100,000+$500

This offer is only for customers who have never registered for an M1 user account.

Expires 12/31/2023
M1 Finance

Commission Free Stock Trading

M1 Finance allows investors the choice of ETFs and stocks. M1 charges no management fees or commission.

M1 Finance

Get M1 Plus Free for First 3 Months

New M1 customers get M1 Plus for free on their first 3 months, then it's just $10 a month.

M1 Plus is a paid membership that confers benefits for products and services offered by M1 Finance LLC, M1 Spend LLC and M1 Digital LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. "M1" refers to M1 Holdings Inc., and its affiliates.

*Your free trial (a $30 value) begins the date you enroll in the M1 Plus subscription, and ends 3 month after (“Free Trial”). Upon expiry of the Free Trial, your account is automatically billed a monthly subscription fee of $10 unless you elect annual billing of $95 or cancel your subscription under your Membership details in the M1 Platform

Which is Better: iTrustCapital or M1 Finance?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing iTrustCapital or Robinhood.


Articles on iTrustCapital

iTrustCapital Review

iTrustCapital is a self-directed IRA provider that lets you trade in cryptocurrencies and precious metals. Is it a legit option for your retirement account?

iTrustCapital vs BitcoinIRA

Crypto IRAs like iTrustCapital and Bitcoin IRA offer tax-free or tax-deferred options to invest in crypto for retirement. But which is right for you?

Articles on M1 Finance

M1 Finance Reviews

Is M1 Finance legitimate and safe? Find out the pros, cons, fees, and more. An essential read for beginners interested in M1 Finance.

Best M1 Finance Pie

M1 Finance is a fee-free investment app offering pre-selected portfolios called "pies." What's the best M1 Finance Pie? Find out.

M1 Finance Alternatives

M1 Finance is a popular app for fee-free investing. But is there a better option for you? Find out in this detailed guide to M1 Finance alternatives.

Which Do You Think is Best?





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