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GROUNDFLOOR vs Stash

GROUNDFLOOR is a crowdfunding platform for passive investors looking for short-term real estate debt investments. How does it compare to Stash? Read our comparison chart below.

GROUNDFLOOR is a peer-to-peer real estate lending platform. It offers real estate notes and loans that investors can fund to earn interest. The minimum investment is only $10 and there's no accreditation required.

While Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.

Compare GROUNDFLOOR with Stash, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 GROUNDFLOOR
 Visit SiteLearn More
 

GROUNDFLOOR

Stash

SPECIAL OFFER
Invest in Real Estate with $10 - Learn More

Read GROUNDFLOOR Review

SPECIAL OFFER
Sign Up and Get $5 - Learn More

Read Stash Review

 

Benefits and Features

Stock Trading 
$0
Options Trading 
No
Annual Fee
$0
  • STASH Growth ($3/mo)
  • STASH+ ($9/mo)
Minimum Deposit
$10
$1
Phone Support
Yes
Yes - normal business hours, plus Sat & Sun 11a-5p ET
Live Chat Support
Yes
No
Email Support
Yes
Yes
Investment Types
Short-term real estate loans
 
Human Advisors 
No
Robo Advisor 
Yes
Accredited Investor Requirements
None
 
Assets Under Management 
$3 Billion
Minimum Investment
$10
 
Tax Loss Harvesting 
No
Goal Tracker 
Yes
Automatic Deposits 
Yes
Online Platform 
Yes
iPhone App 
Yes
Android App 
Yes
Banking All users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 55,000+ ATMS.
Mobile App 
iOS & Android
Dividends
Monthly
 
Investment Period
12 to 18 months
 
Trading Platform 
Web Trading, Mobile Apps
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
No
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
No
Trust Accounts 
No
529 Plans 
No
 

CreditDonkey® Reviews

 GROUNDFLOOR
Minimum DepositStarStarStarStarStarStarStarStarStarStar
Commissions and FeesStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarEmpty Star
LiquidityStarStarStarEmpty StarEmpty Star
Annual FeeStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • No investor fees
  • High historical returns
  • $10 minimum
Cons:
  • Risk of default
  • Debt investments only (no equity)
Pros:
  • Guidance for beginners
  • Automatically save and invest through round-ups and recurring transfers
Cons:
  • Fees are high for small balances
  • High ETF expense ratio
  • Limited research
Bottom LineCrowdfunding platform for passive investors looking for short-term real estate debt investments... Read full reviewGood investment app to guide beginners to invest in stocks... Read full review
 Visit SiteLearn More

Sign Up and Get $5

Terms Apply. Offering Circular 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

GROUNDFLOOR: Investments carry risk and may lose value. Not an offer or solicitation to purchase securities. Please consult the Offering Circular and related SEC filings before making an investment decision.

Stash: Pricing information from published website as of 08/14/2019

GROUNDFLOOR

Invest in Real Estate with $10

The minimum investment amount is only $10. (Though most transfer $100 for better diversification; subsequent transfers can be for any amount)

  • Short-term real estate investments lasting just 12-18 months
  • Open to non-accredited investors
  • No investor fees
GROUNDFLOOR

Short Term High-Yield Real Estate Debt Investments

Groundfloor offers short-term, high-yield real estate debt investments to the general public.

Which is Better: GROUNDFLOOR or Stash?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing GROUNDFLOOR or Fundrise.

In short: GROUNDFLOOR's customer service is worth mentioning.


Articles on GROUNDFLOOR

Groundfloor Review

At Groundfloor, you can earn up to 10% annually from short-term real estate investments. Plus, you only need $10 to start. Read on.

Articles on Stash

Stash Invest Review

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

Which Do You Think is Best?





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