Discover Bank vs Western Alliance Bank
Discover Bank | Western Alliance Bank | |
|---|---|---|
Online Savings Account - Earn 3.40% APY - | High-Yield Savings Premier - 3.90% APY | |
Benefits and Features | ||
| Savings | High-Yield Savings Premier: 3.90% APY | |
| CD | 2.00% to 4.05% APY depending on terms | Up to 3.80%; 3-12 month term CDs. $1 minimum deposit. |
| Checking | Personal Checking, Personal Interest Checking | |
| Mobile App | ||
| ATMs | ||
| Customer Service | ||
| Locations | ||
CreditDonkey® Reviews | ||
| Savings | ||
| CD | ||
| Fees | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
| |
| Bottom Line | Solid bank that offers high APY savings products with a fully digital experience... | |
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 11/12/2025. Western Alliance Bank: Information sourced from the published website as of 12/2/2025. | ||
High-Yield Savings Premier - 3.90% APY
- No account fees
- Option to open individual or joint account
- FDIC insured up to $250,000 per depositor
- Only $500 minimum opening deposit
High Yield Savings Account - 3.90% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
High-Yield CD Rates - Up to 3.80% APY
- No fees
- $1 minimum deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Month | 3.80% APY |
| 4 Month | 3.50% APY |
| 6 Month | 3.50% APY |
| 9 Month | 3.40% APY |
| 12 Month | 3.30% APY |
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