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Discover Bank vs Western Alliance Bank


 

Discover Bank

Western Alliance Bank

SPECIAL OFFER
Online Savings Account - Earn 3.40% APY - Learn More

SPECIAL OFFER
High-Yield Savings Premier - 3.90% APY

Read Western Alliance Bank Review

 

Benefits and Features

Savings
3.40% APY
High-Yield Savings Premier: 3.90% APY
CD2.00% to 4.05% APY depending on termsUp to 3.80%; 3-12 month term CDs. $1 minimum deposit.
Checking Personal Checking, Personal Interest Checking
Mobile App
iOS & Android
 
ATMs
Over 60,000 no-fee ATMs
 
Customer Service
24/7
 
Locations
Online Only
35 locations
 

CreditDonkey® Reviews

SavingsStarStarStarStarStar
CDStarStarStarStarStar
FeesStarStarStarStarStar
Mobile AppStarStarHalf StarEmpty StarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • High APY
  • No account activity or maintenance fees
Cons:
  • No debit card or checks
Bottom LineSolid bank that offers high APY savings products with a fully digital experience... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Discover Bank: Pricing information and data points from published website as of 11/12/2025.

Western Alliance Bank: Information sourced from the published website as of 12/2/2025.

High-Yield Savings Premier - 3.90% APY

High-Yield Savings Premier - 3.90% APY

  • No account fees
  • Option to open individual or joint account
  • FDIC insured up to $250,000 per depositor
  • Only $500 minimum opening deposit
The annual percentage yield (APY) is accurate as of December 2, 2025 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
High Yield Savings Account - 3.90% APY

High Yield Savings Account - 3.90% APY

on Raisin's Secure Website
  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured
High-Yield CD Rates - Up to 3.80% APY

High-Yield CD Rates - Up to 3.80% APY

on Raisin's Secure Website
  • No fees
  • $1 minimum deposit
  • FDIC insured

Term CD Rates
3 Month 3.80% APY
4 Month 3.50% APY
6 Month 3.50% APY
9 Month 3.40% APY
12 Month 3.30% APY

Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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