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Discover Bank | SunTrust Bank | |
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Online Savings Account - Earn 1.70% APY - | SunTrust Advantage Checking Account - $300 Bonus - | |
Benefits and Features | ||
Savings | 1.70% APY. No fees and no minimum deposit. | 0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates. |
CD | 0.35% to 2.20% APY. Terms of 3 months to 10 years. 12-month CD APY of 2.00%. Minimum deposit of $2,500 to open. | 1.50% APY. Terms ranging from 6 months - 24 months. $2000 minimum opening deposit. |
Checking | Earn 1% cashback on up to $3,000 in debit card purchases each month. No fees and no minimum deposit. | |
Money Market | 1.55% APY under $100,000; 1.60% APY $100,000 or more. No fees. $2,500 minimum deposit. | Minimum opening deposit $100. Monthly maintenance fee $17 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained. |
Customer Service | 24/7 Telephone and Automated Customer Service | |
ATMs | More than 2000 ATMs across 11 southeastern states and Washington DC. | |
IRA CD | 12-month CD APY of 2.00%. 24-month CD APY of 2.05%. 5-year CD APY of 2.10%. | Terms ranging from 1 - 10 years. |
Locations | 1400 bank branches across 11 southeastern states and Washington D.C. | |
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
CD | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Solid online bank with high APY rates and good customer service... | Southeastern regional bank known for good customer service... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information from published website as of 10/31/2019 SunTrust Bank: Pricing information from published website as of 12/14/2019 based on 91107 zip code. |
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Discover Bank or Chase.
In short: Discover Bank's savings, checking, money market, customer service, and mobile app are worth mentioning. In particular, the money market, customer service, and mobile app are outstanding.
![]() Ally Bank Routing NumberLooking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide. | ||