Discover Bank vs mph.bank
Discover Bank is a solid online bank with high APY rates and good customer service. How does it compare to mph.bank? Read our comparison chart below.
 |  | |
| Visit Site | Visit Site | |
Discover Bank | mph.bank | |
|---|---|---|
Online Savings Account - Earn 3.40% APY - | High-Yield Savings Account - 4.06% APY - | |
Benefits and Features | ||
| Savings |
| |
| CD | 2.00% to 3.85% APY depending on terms |
|
| Money Market |
| |
| Mobile App | ||
| ATMs | ||
| Customer Service | ||
| Locations | ||
CreditDonkey® Reviews | ||
| | |
| Savings |   | |
| Checking |  | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Solid online bank with high APY rates and good customer service... | |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 10/23/2025. mph.bank: Pricing information from published website as of 10/22/2025. | ||
Online Savings Account - Earn 3.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Certificate of Deposit
- 3.50% APY for 6-month term
- 3.85% APY for 12-month term
- 3.70% APY for 18-month term
- 3.50% APY for 24-month term
- 3.50% APY for 36-month term
- 3.50% APY for 5-year term
Discover® CD Rates
- No minimum opening deposit required
- No fees
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Months | 2.00% APY |
| 6 Months | 3.50% APY |
| 9 Months | 3.50% APY |
| 1 Year | 3.85% APY |
| 1.5 Years | 3.70% APY |
| 2 Years | 3.50% APY |
| 2.5 Years | 3.50% APY |
| 3 Years | 3.50% APY |
| 4 Years | 3.50% APY |
| 5 Years | 3.50% APY |
| 7 Years | 3.50% APY |
| 10 Years | 3.50% APY |
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Discover Bank or Wells Fargo.
Articles on Discover Bank
Discover Savings Review
Discover® Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account.
Discover Online Savings Account Review
Make your money work with Discover® Bank high yield savings: high interest, no fees. Find out its benefits, drawbacks, and the easy way to open an account.
Discover CD
Maximize returns with Discover® Bank lucrative CD rates - no hidden fees. Read this detailed review.
Discover Bank Locations
Wondering if there is a Discover® Bank near you? Read this article to find out.
Who Owns Discover
You've probably heard of Discover credit cards, but what exactly is Discover® Bank? Is it a legitimate bank? Read on for all the details.
Is Discover a Real Bank
Looking for a safe bank with great rates? This analysis of Discover® Bank reveals all - is it legit? Find out now.
Is Discover Savings Worth It
Is your money secure in a high-yield Discover® savings account? Get your answers now.
Which Do You Think is Best?
Which Bank Account is Right for You?
Compare mph.bank to:
You might also be interested in
Nationwide Banks
No bank has branches in all 50 states—not even giants like Chase and Bank of America. Yet, they, and a few others, come pretty close. See which ones.
Next Page: Discover Bank
