Customers Bank vs Navy Federal Credit Union
Customers Bank is a solid bank that offers an interest-earning checking account and savings options with good APY. How does it compare to Navy Federal Credit Union? Read our comparison chart below.
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| Learn More | Learn More | |
Customers Bank | Navy Federal Credit Union | |
|---|---|---|
High-Yield Savings Account - 3.76% APY - | 12-Month EasyStart Certificate - 3.80% APY - | |
Benefits and Features | ||
| Savings | Yield Shield Savings Account - 3.98% APY. $25,000 minimum opening deposit. | Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. |
| CD | 3.50% to 3.90% APY. Terms of 3 to 24 months. $500 minimum to open | Standard Certificate: Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. |
| Checking | Up to 2.00% APY. $50 to open, no balance required, no monthly fees. | Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts |
| Mobile App | ||
| ATMs | 360+ Navy Federal and more than 30,000 CO-OP Network ATMs | |
| Customer Service | Phone: 888-842-6328 24/7 customer support Online chat | |
| IRA CD | Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings | ||
| CD | ||
| Checking | ||
| Mobile App | ||
| Customer Service | ||
| Fees | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Solid bank that offers an interest-earning checking account and savings options with good APY... | Savings account with low APY, best for military personnel... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Customers Bank: Pricing information from published website as of 10/01/2025. Navy Federal Credit Union: Pricing information from published website as of 10/10/2025 based on 91107 zip code. | ||
High-Yield Savings Account - 3.76% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- FDIC insured
Which is Better: Customers Bank or Navy Federal Credit Union?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Customers Bank or Bank of America.
In short: Customers Bank's savings is noteworthy. Navy Federal Credit Union's mobile app and customer service are noteworthy.


