Copper vs Axos Bank
Copper is a teaches kids and teens responsible saving, spending, and investing. How does it compare to Axos Bank? Read our comparison chart below.
Copper offers financial literacy resources for kids, teens, and parents. Features include built-in financial education, cash rewards, and gift cards.
While Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.
Compare Copper with Axos Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Learn More | Learn More | |
Copper | Axos Bank | |
|---|---|---|
Rewards Checking - Up to 3.30% APY - | ||
Benefits and Features | ||
| Savings | 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over) | |
| CD | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum | |
| Checking | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback | |
| Money Market | ||
| Mobile App | ||
| ATMs | approximately 91,000 partner ATMs | |
CreditDonkey® Reviews | ||
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| Savings |    | |
| Minimum Deposit | | |
| Checking | | |
| Price | | |
| Mobile App | | |
| Customer Service | | |
| Ease of Use | | |
| Education | | |
| CD | | |
| Money Market | | |
| ATMs | | |
| Locations | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Teaches kids and teens responsible saving, spending, and investing... | Full-service online bank with excellent cashback and interest checking... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Copper: Pricing information from published website as of 05/30/2024 Axos Bank: Pricing information from published website as of 06/07/2025. | ||
Rewards Checking - Up to 3.30% APY
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
Axos ONE - Earn up to 4.66% APY
- Earn up to 4.66% APY* on savings, and 0.51% APY* on checking when you meet requirements.
- Get your money up to 2 days early.
- No monthly maintenance, minimum balance, account opening, or overdraft fees.
Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Which is Better: Copper or Axos Bank?
In short: Axos Bank's savings and checking are notable. In particular, the checking is excellent.
Articles on Copper
Copper Banking
Is Copper Banking Safe
Articles on Axos Bank
Axos Bank Review
Axos Business Checking
Which Do You Think is Best?
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