Chase Sapphire Reserve® vs Discover it Secured Card
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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Discover it Secured Card, a secured card? Read our comparison chart below.
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Chase Sapphire Reserve® | Discover it® Secured | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Balance Transfers | N/A | 10.99% introductory APR for 6 months |
| Purchase APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 27.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 27.24% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | $0 | No foreign transaction fee |
| Annual Fee | ||
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Secured | Minimum refundable security deposit is $200 (up to the amount Discover approves) and your credit line equals your deposit | |
| Introductory Bonus Offer | Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening. | |
| Cash Back Rewards | Earn unlimited 1% cash back on all other purchases | |
| Travel Rewards | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases 1:1 point transfer to leading airline and hotel loyalty programs | |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases | |
| Airline Status | $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year. Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years | |
| Gas Rewards | Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter | |
| Dining Rewards | Earn 3x points on dining worldwide | Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Ultra premium credit card for luxury travelers... | |
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Compare Chase Sapphire Reserve to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Ink Business Preferred® Credit Card, please click here.
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