Chase Sapphire Reserve® vs Discover it Secured Card
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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Discover it Secured Card, a secured card? Read our comparison chart below.
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Chase Sapphire Reserve® | Discover it® Secured | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Balance Transfers | N/A | 10.99% introductory APR for 6 months |
| Purchase APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 27.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 27.24% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | $0 | No foreign transaction fee |
| Annual Fee | ||
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Secured | Minimum refundable security deposit is $200 (up to the amount Discover approves) and your credit line equals your deposit | |
| Introductory Bonus Offer | Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | |
| Cash Back Rewards | Earn unlimited 1% cash back on all other purchases | |
| Travel Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs | |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases | |
| Airline Status | $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select | |
| Gas Rewards | Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter | |
| Dining Rewards | 3x points on dining at restaurants | Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Ultra premium credit card for luxury travelers... | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Chase Sapphire Reserve® card, please click here. Disclaimer: The information for the Discover it® Secured has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover it Secured Card: Pricing information including interest rates, rewards, benefits and fees was obtained on January 11, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
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Which Do You Like and Why?
Compare Chase Sapphire Reserve to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Ink Business Preferred® Credit Card, please click here.
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