Chase Sapphire Reserve® vs BankAmericard
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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to BankAmericard from Bank of America, a Balance Transfer card? Read our comparison chart below.
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Chase Sapphire Reserve® | BankAmericard® credit card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | N/A | 0% Introductory APR on purchases for 21 billing cycles |
| Introductory APR for Balance Transfers | N/A | 0% Intro APR for 21 billing cycles for any balance transfers made in the first 60 days |
| Purchase APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 16.24% to 26.24% Variable APR on purchases based on your creditworthiness and other factors |
| Balance Transfers APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 16.24% to 26.24% Variable APR on balance transfers based on your creditworthiness and other factors |
| Foreign Transaction Fee | $0 | 3% of the amount of each transaction. |
| Annual Fee | ||
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Offer | Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening. | |
| Travel Rewards | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases 1:1 point transfer to leading airline and hotel loyalty programs | |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases | |
| Airline Status | $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year. Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years | |
| Dining Rewards | Earn 3x points on dining worldwide | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Ultra premium credit card for luxury travelers... | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Chase Sapphire Reserve® card, please click here. Disclaimer: The information for the BankAmericard® credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. BankAmericard: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. | ||
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Ink Business Preferred® Credit Card, please click here.
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