 | Chase Sapphire Reserve® vs Bank of America Cash RewardsCompare Rewards, Interest Rates, Fees, and Benefits
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more) Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Bank of America Cash Rewards, a cash back credit card? Read our comparison chart below. Keep in mind, the Chase Sapphire Reserve has a $450 annual fee, while the Bank of America Cash Rewards has a $0 annual fee. | |  | | | | Credit Card Interest Rates & Fees |
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| Introductory APR for Purchases | N/A | 0% Introductory APR on purchases for 15 billing cycles |
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| Introductory APR for Balance Transfers | N/A | 0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days |
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| Purchase APR | 18.49% to 25.49% Variable based on your creditworthiness and other factors | 15.49% to 25.49% Variable APR based on your creditworthiness and other factors |
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| Balance Transfers APR | 18.49% to 25.49% Variable based on your creditworthiness and other factors | 15.49% to 25.49% Variable APR based on your creditworthiness and other factors |
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| Foreign Transaction Fee | $0 | 3% of the amount of each transaction. |
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| Annual Fee | $450 annual fee | $0 annual fee |
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| | Credit Card Rewards & Benefits |
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| Introductory Bonus Cash Back | | Earn a $200 online cash rewards bonus after you spend at least $1,000 on purchases within the first 90 days of account opening. |
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| Introductory Bonus Offer | Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® | |
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| Cash Back Rewards | | Earn 3% cash back in your choice category and 2% cash back at grocery stores and wholesale clubs (on up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Earn 1% on all other purchases. |
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| Travel Rewards | 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
1:1 point transfer to leading airline and hotel loyalty programs | |
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| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
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| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
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| Point Rewards | 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. | |
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| Airline Status | $300 Annual Travel Credit (as reimbursement for travel purchases charged to your card).
Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select
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| Gas Rewards | | Gas Rewards |
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| Grocery Rewards | | Grocery Rewards |
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| Dining Rewards | 3X points on dining at restaurants | |
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| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
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| | CreditDonkey® Credit Card Reviews |
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| Pros & Cons | Pros:- Bonus points
- Annual travel credit
- Elite travel benefits
Cons:- $450 annual fee
- No introductory annual fee
- No intro APR
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| Bottom Line | Ultra premium credit card for luxury travelers... Read full review | |
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| What Others View | | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Bank of America® Cash Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on December 2, 2019 from published websites and is believed to be accurate, but not guaranteed. |
Articles on Chase Sapphire Reserve®With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $450 annual fee is worth it for you. Chase Sapphire Reserve offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim. Need to contact Chase Sapphire Reserve or log into your account? We have the answers you need to manage your account and get the answers you need quickly. Airport lounge access is one of Chase Sapphire Reserve's best benefits. Learn how to maximize this benefit including what lounges you can enter, how to use it, and the guest policy. Many Chase Sapphire Reserve users receive a credit limit of $10,000 - $25,000. Find out how Chase determines your credit limit and how to get an increase. With elite travel perks and rewards, Chase Sapphire Reserve is a top travel card. Learn how to earn tons of points and your redemption options. The $300 annual travel credit is one of the best Chase Sapphire Reserve benefits. Learn what purchases count as travel, how to redeem the credit, and when it resets. Priority Pass membership is one of Chase Sapphire Reserve's best benefits. Here is everything you need to know to sign up, activate and use it. You can earn up to 50,000 bonus points per year by referring Chase Sapphire Reserve to friends. Read on to learn how it works. Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits. You usually need an excellent credit score for Chase Sapphire Reserve (720+). But this is not the only approval factor. Find out how to improve your odds.
Compare Chase Sapphire Reserve to:
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| | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | | N/A | N/A | 17.49% - 24.49% Variable | | Annual Fee | $95 |
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| | | | Annual Fee | $550 |
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| | | | Annual Fee | $250 |
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Compare Bank of America Cash Rewards to:
| | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 15 months | 0% for 15 months | 16.49% - 25.24% Variable | $0 |
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| | | | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% intro on purchases for 15 months | 0% intro on balance transfers for 15 months | 15.74% - 25.74% (Variable) | $0 |
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Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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