Chase Sapphire Preferred® Card vs Amex EveryDay

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Amex EveryDay from American Express, a points and grocery card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee, while the Amex EveryDay has a $0 annual fee.

	Chase Sapphire Preferred® Card	Amex EveryDay® Credit Card from American Express

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR on purchases for 15 months
Purchase APR	21.49% to 28.49% Variable based on your creditworthiness and other factors	18.24% to 29.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	21.49% to 28.49% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	$0	2.7% of each transaction after conversion to US dollars.
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $750 when you redeem through Chase Travel℠.	Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Travel Rewards	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Bonus Hotel Rewards	$50 Annual Chase Travel Hotel Credit
Bonus Reward Points		Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.	2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
Grocery Rewards		2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x).
Dining Rewards	3X points on dining
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	High-earning rewards card for those with excellent credit... Read full review

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Still need help deciding which points credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or American Express Gold.