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Chase Sapphire Preferred® Card vs Southwest Credit Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Southwest Credit Card from Chase, an airline credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $0 Intro Annual Fee for the First Year, then $95, while the Southwest Credit Card has a $99 annual fee.

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Chase Sapphire Preferred® Card

Southwest Rapid Rewards Premier Credit Card

 

Credit Card Interest Rates & Fees

Purchase APR17.99% to 24.99% Variable based on your creditworthiness and other factors17.99% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfers APR17.99% to 24.99% Variable based on your creditworthiness and other factors17.99% to 24.99% Variable based on your creditworthiness and other factors
Foreign Transaction Fee$0No foreign transaction fee
Annual Fee$0 Intro Annual Fee for the First Year, then $95$99 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Plus earn 20,000 points after you spend $12,000 within your first year.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® 
Travel RewardsTravel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
1:1 point transfer to leading airline and hotel loyalty programs
 
Airline RewardsAirline Rewards: 1:1 point transfer to leading airline and hotel loyalty programsAirline Rewards: 2 points per $1 spent on Southwest purchases and Rapid Rewards Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases
Bonus Airline Rewards Bonus Airline Rewards: 6,000 bonus points after your Cardmember anniversary
Hotel RewardsHotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs 
Point RewardsPoint Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide 
Airline Status Airline Status: There are no blackout dates or seat restrictions when you redeem with points. Bags fly free and there are no change fees.
Dining RewardsDining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide 
Airline Transfer PartnersAirline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous bonus points
  • Flexible travel rewards
  • Travel, purchase and security protection
  • $0 Foreign Transaction Fee
Cons:
  • $0 Intro Annual Fee for the First Year, then $95
  • No intro APR
Bottom LineHigh-earning rewards card for those with excellent credit... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase.

    Disclaimer: The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Southwest Credit Card: Pricing information including interest rates, benefits and fees was obtained on November 19, 2018 from published websites and is believed to be accurate, but not guaranteed.

    Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Gold Delta SkyMiles.


    Articles on Chase Sapphire Preferred® Card


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    Compare Chase Sapphire Preferred to:

    Capital One Venture

    Capital One® Venture® Rewards Credit Card

    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    14.74% - 24.74% (Variable)
    Annual Fee
    $0 intro for first year; $95 after that
    Chase Sapphire Reserve

    Chase Sapphire Reserve®

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.99% - 24.99% Variable
    Annual Fee
    $450
    American Express Gold Card

    American Express® Gold Card

    Introductory Bonus Reward PointsAirline RewardsPoint RewardsGrocery Rewards
    Annual Fee
    $250

    Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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    The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?

    Compare Southwest Credit Card to:

    Gold Delta SkyMiles
    Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    17.74% - 26.74% Variable
    $0 introductory annual fee for the first year, then $95

    Airline Miles for Beginners

    Learn how airline miles work and 10 steps that you should follow to start collecting travel rewards. Before long, you'll be well on your way to redeeming miles for free flights and hotel rooms.


    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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