Chase Sapphire Preferred® Card vs Southwest Credit Card

Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Southwest Credit Card from Chase, an airline credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $0 Intro Annual Fee for the First Year, then $95, while the Southwest Credit Card has a $99 annual fee.

	Chase Sapphire Preferred® Card	Southwest Rapid Rewards Premier Credit Card
	Credit Card Interest Rates & Fees
Purchase APR	17.74% to 24.74% Variable based on your creditworthiness and other factors	17.74% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	17.74% to 24.74% Variable based on your creditworthiness and other factors	17.74% to 24.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$0 Intro Annual Fee for the First Year, then $95	$99 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Introductory Bonus Airline Rewards: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards	Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs	Airline Rewards: 2 points per $1 spent on Southwest purchases and Rapid Rewards Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases
Bonus Airline Rewards		Bonus Airline Rewards: 6,000 bonus points after your Cardmember anniversary
Hotel Rewards	Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Status		Airline Status: There are no blackout dates or seat restrictions when you redeem with points. Bags fly free and there are no change fees.
Dining Rewards	Dining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners	Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $0 Intro Annual Fee for the First Year, then $95 No intro APR
Bottom Line	High-earning rewards card for those with excellent credit... Read full review
What Others View		Gold Delta SkyMiles
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Disclaimer: The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Southwest Credit Card: Pricing information including interest rates, benefits and fees was obtained on July 13, 2018 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Gold Delta SkyMiles.

Explore Chase Sapphire Preferred® Card In-Depth

Chase Sapphire Preferred Review
Travel credit cards are a great way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
• Chase Sapphire Preferred vs Capital One Venture
• Chase Sapphire Preferred vs Chase Sapphire Reserve
• Chase Sapphire Preferred vs American Express Gold Card

Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
• Chase Sapphire Preferred vs American Express Platinum
• Chase Sapphire Preferred vs Chase Freedom
• Chase Sapphire Preferred vs Citi ThankYou Premier

Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
• Chase Sapphire Preferred vs Bank of America Travel Rewards
• Chase Sapphire Preferred vs Citi Prestige
• Chase Sapphire Preferred vs Discover It

Chase Sapphire Preferred Referral
You can earn up to 50,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
• Chase Sapphire Preferred vs Starwood Preferred Guest
• Chase Sapphire Preferred vs Amex EveryDay
• Chase Sapphire Preferred vs Blue Cash Preferred

Chase Sapphire Preferred Benefits
Chase Sapphire Preferred has benefits you may not know about. Don't waste these valuable perks. Read this guide to understand your benefits and get the most value.
• Chase Sapphire Preferred vs Capital One Quicksilver
• Chase Sapphire Preferred vs Citi AAdvantage
• Chase Sapphire Preferred vs Gold Delta SkyMiles

Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.
• Chase Sapphire Preferred vs Chase Slate
• Chase Sapphire Preferred vs Chase Freedom Unlimited
• Chase Sapphire Preferred vs Citi Double Cash

Chase Sapphire Preferred
Do you like to travel? You need the Chase Sapphire Preferred card. Find out why this must-have credit card is worth the annual fee.
• Chase Sapphire Preferred vs Discover it Miles

Chase Sapphire Preferred Credit Score
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Sapphire Preferred Signup Bonus
Whether you're familiar with traveling on points or are just getting started, the Chase Sapphire Preferred can be a highly useful rewards credit card for frequent (or aspiring) travelers.

Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

Which Do You Like and Why?

You Might Also Like

How to Earn Southwest Points Fast
You don't need to fly much to earn a TON of Southwest points. Read on for 10+ ways to earn Southwest Rapid Rewards points.

Which Chase Sapphire Has No Foreign Transaction Fee?
Chase Sapphire Preferred and Reserve are great for travel as they both have no foreign transaction fees. But there are some differences you need to know. Read on before you take off.

Which Southwest Credit Card is Right for You?
Fly Southwest? You may want to consider a Southwest credit card from Chase. But which one is right for you? We break it down.

How to Apply for a Chase Credit Card
Applying for a Chase credit card? Here's what you need to know, including new Chase card promotions, how to check your application status, and rules to watch out for.

Best Chase Credit Card
Find the best Chase credit card in our rankings of top offers and promotions. Read the latest reviews and score the best deals with this guide.

Credit Card Bonus Offers
Take advantage of credit card bonuses for new customers, including bonus cash, reward points, and airline miles.

Credit Card Rewards
So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?

Compare Chase Sapphire Preferred to:

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 14.74% - 24.74% (Variable) Annual Fee $0 intro for first year; $95 after that

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.74% - 24.74% Variable Annual Fee $450

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Annual Fee $250

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

You might also be interested in

Related: Travel Rewards Credit Cards

	Credit Cards for International Travel The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?

Compare Southwest Credit Card to:

Gold Delta SkyMiles® Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.74% - 26.74% Variable $0 introductory annual fee for the first year, then $95

Related: Airline Rewards Credit Cards

	Airline Miles for Beginners Learn how airline miles work and 10 steps that you should follow to start collecting travel rewards. Before long, you'll be well on your way to redeeming miles for free flights and hotel rooms.