With its selection of cash back, balance transfer, airline miles, and low interest credit cards, Citicards is a popular choice.
Which Citicard is Good?
| For | Credit Card |
|---|
| Cash Back | Citi Double Cash |
| Travel | Citi Premier |
| Balance Transfer | Citi Simplicity |
I want to earn cash back twice and pay no annual fee
Citi Cash Back Credit Card: Citi Double Cash Card
With the Citi Double Cash card, you'll earn cash back twice on every purchase: 1% cash back when you buy, and another 1% cash back as you pay for your purchase. Plus, there are no rotating categories you have to enroll in and no limits on the amount of cash back that you can earn.
Keep in mind, cash back will expire if you have not earned any cash back from purchases or payments for 12 months, so make sure you use the card regularly.
I plan to carry a balance and I hate late fees, penalty fees, and annual fees
Citi Balance Transfer Card: Citi Simplicity Card
Citi Simplicity offers a 0% intro APR on balance transfers for 21 months and 0% intro APR on purchases for 12 months. After that, a variable APR, currently 17.74% to 28.49% depending on your creditworthiness. There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening. After that, balance transfer fee will be $5 or 5% of the amount of the transfer, whichever is greater. There are no late fees, no penalty rates and no annual fees.
It’s a great choice for anyone looking to make some big purchases that they’ll need time to pay off, or even to cut down their debt load by transferring their balance to a lower-interest card. You won’t be able to earn any rewards points or cash back on purchases made with this card, but the money you’ll save on interest payments should more than make up for any rewards you could have accumulated elsewhere.
As with choosing any credit card, deciding which Citi card is best for you requires research and a understanding of the pros and cons associated with each card. We hope this list provides you with a head start on your credit card comparison shopping.
Disclaimer: The information for the Costco Anywhere Visa® Card by Citi has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
| Citi Simplicity® Card offers a 0% intro APR on balance transfers for 21 months and 0% intro APR on purchases for 12 months. After that, a variable APR, currently 17.74% to 28.49% depending on your creditworthiness. There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening. After that, balance transfer fee will be $5 or 5% of the amount of the transfer, whichever is greater. There are no late fees, no penalty rates and no annual fees. | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 12 months* | 0%* for 21 months* | 17.74% - 28.49%* (Variable) | $0* |
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| Citi Diamond Preferred® Card offers a 0% intro APR on balance transfers for 21 months and a 0% intro APR on purchases for 12 months. After that, a variable APR, currently 16.74% to 27.49% depending on your creditworthiness. There is a 5% balance transfer fee ($5 minimum). There is no annual fee. | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0%* for 12 months* | 0%* for 21 months* | 16.74% - 27.49%* (Variable) | $0* |
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 | Citi® Double Cash Card earn cash back twice on every purchase. You earn 1% cash back when you buy, and an additional 1% cash back as you pay for those purchases. There is no annual fee. | | Our Review: With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details... Read full review | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | 0%* for 18 months* | 17.74% - 27.74%* (Variable) | $0* |
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| Citi Premier℠ Card earns 80,000 bonus points after you spend $4,000 within the first 3 months of account opening (Limited Time Offer). This card earns 3 points per $1 spent at gas stations, air travel, and hotels, 3 points per $1 spent at restaurants and supermarkets, and 1 point per $1 spent on other purchases. There is a $95 annual fee. | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 19.74% - 27.74%* (Variable) | $95 |
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| Citi® / AAdvantage® Executive World Elite Mastercard® offers 80,000 American Airlines AAdvantage® miles if you spend $5,500 on purchases within the first three months of opening your account. Enjoy Admirals Club membership and complimentary Admirals Club lounge access for authorized users. This card lets you enjoy priority check-in (where available), priority airport screening (where available), and priority boarding (Group 4) on American Airline domestic flights. You also get the first checked bag free on domestic AA itineraries for you (and up to 8 companions traveling with you on the same reservation). There is a $450 annual fee.
Plus, each year, you earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) if you spend $40,000 in purchases during the calendar year. | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 19.74% - 28.74%* (Variable) | $450 |
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| Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening. Plus, you earn a $125 AA Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card.
This card earns 2 miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases. This card lets you enjoy preferred boarding on American Airline domestic flights. You also get the first checked bag free on domestic AA itineraries for you (and up to 4 companions traveling with you on the same reservation). There is a $99 annual fee (waived for the first 12 months). | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 19.74% - 28.74%* (Variable) | $99, waived for first 12 months* |
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| Citi® Secured Mastercard® reports to the 3 major credit bureaus to help you build credit history. This secured credit card's variable APR is 26.24%. A minimum $200 security deposit is required. There is no annual fee. | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | | N/A | N/A | 26.24%* (Variable) | $0 |
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Disclaimer: The information for the Citi Simplicity® Card, Citi Diamond Preferred® Card, Citi® Double Cash Card, Citi Premier℠ Card, Citi® / AAdvantage® Executive World Elite Mastercard®, Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, and Citi® Secured Mastercard® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
