Capital One Spark Miles Select vs Ink Business Preferred
Capital One Spark Miles Select is a business and airline credit card. How does it compare to Ink Business Preferred from Chase? Read our comparison chart below.
Keep in mind, the Capital One Spark Miles Select has a
Spark Miles Select from Capital One | Ink Business Preferred® Credit Card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Purchase APR | 17.99% to 23.99% (Variable) based on your creditworthiness and other factors | 20.24% to 26.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 17.99% to 23.99% (Variable) based on your creditworthiness and other factors | 20.24% to 26.24% Variable based on your creditworthiness and other factors |
| Balance Transfer Fee | No balance transfer fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Foreign Transaction Fee | No foreign transaction fee | $0 |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Airline Rewards | Get a 20,000 miles bonus if you spend $3,000 on purchases within the first 3 months of account opening. | |
| Introductory Bonus Offer | Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠ | |
| Travel Rewards | Redeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions. | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs |
| Airline Rewards | Earn 1.5 miles per dollar on every purchase. You can fly on any airline, anytime, with no blackout dates or seat restrictions. | 1:1 point transfer to leading airline and hotel loyalty programs |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases. | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| |
| Bottom Line | Excellent credit card for the modern small business... | |
| Read Ink Business Preferred Review | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Spark Miles Select from Capital One and Ink Business Preferred® Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Spark Miles Select: Pricing information including interest rates, rewards, benefits and fees was obtained on June 29, 2023 from published websites and is believed to be accurate, but not guaranteed. Ink Business Preferred: Pricing information including interest rates, benefits and fees was obtained on August 28, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
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