Capital One Platinum vs Discover It

Capital One Platinum is a good no annual fee credit card for people with average credit.. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

	Capital One® Platinum Credit Card	Discover it® Cash Back
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 14 months
Introductory APR for Balance Transfers	N/A	0% introductory APR for 14 months
Purchase APR	24.99% (Variable) based on your creditworthiness and other factors	13.99% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	24.99% (Variable) based on your creditworthiness and other factors	13.99% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfer Fee	No balance transfer fee	3% of the amount of each transfer.
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards		Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back		Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2017: October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target Bonus Categories for 2018: January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores July - September 2018: 5% on up to $1,500 in purchases at Restaurants October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: No Annual Fee Cons: No rewards No intro APR	Pros: 5% bonus rotating categories Intro APR on purchases and balance transfers No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover
Bottom Line	Good no annual fee credit card for people with average credit... Read full review	Excellent cash back credit card with no annual fee and low interest rate... Read full review
		Read Discover It Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One® Platinum Credit Card and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Platinum: Pricing information including interest rates, rewards, benefits and fees was obtained on June 28, 2018 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on October 8, 2018 from published websites and is believed to be accurate, but not guaranteed.

Explore Capital One® Platinum Credit Card In-Depth

Capital One Platinum
Capital One Platinum is a no-frills, no annual fee credit card for people with average credit. Read this review before you apply.
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Explore Discover it® Cash Back In-Depth

Discover It Credit Card Review
With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons.
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Is Discover It a Good Credit Card
Is Discover It worth it? The most popular offering by Discover can be well worth the application for the following 10 reasons. To round out this list, we'll also give you 3 reasons why you might want to look elsewhere ...
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Which Do You Like and Why?

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Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Capital One Platinum to:

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 14.74% - 24.74% (Variable) $0

Journey® Student Rewards from Capital One® Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 24.99% (Variable) $0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Discover It to:

Chase Freedom Unlimited® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% for 15 months 0% for 15 months 16.74% - 25.49% Variable Annual Fee $0

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.74% - 24.74% Variable Annual Fee $0 Intro for the First Year, then $95

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 14.74% - 24.74% (Variable) Annual Fee $0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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