Bluevine vs Payment Depot
Bluevine is a free account with interest for basic business checking needs. How does it compare to Payment Depot? Read our comparison chart below.
Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.
While Payment Depot offers 4 pricing plans based on business volume. It starts at $49/mo, plus Interchange + $0.10 per transaction, whether swiped or online. Larger monthly processing volumes get larger discounts. There is no contract.
Compare Bluevine with Payment Depot, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Bluevine | Payment Depot | |
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Business Checking - Up to 2.0% APY - | Save 40% or More - | |
Benefits and Features | ||
Savings | No savings account, but you add 5 free sub accounts | |
Checking | Up to 2.0% APY. No monthly fees; no balance requirements; no overdraft fees | |
Customer Service | Phone and email: Monday - Friday. 8 am to 8 pm EST | Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn) |
Equipment | POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing | |
Cash Deposit Fee | ||
Monthly Fee |
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CreditDonkey® Reviews | ||
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Checking | ![]() ![]() ![]() ![]() ![]() | |
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Equipment | ![]() ![]() ![]() ![]() ![]() | |
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Ecommerce | ![]() ![]() ![]() ![]() ![]() | |
High Volume Business | ![]() ![]() ![]() ![]() ![]() | |
Low Volume Business | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Free account with interest for basic business checking needs... | Cheap merchant account provider for high-volume businesses... |
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Business Checking - Up to 2.0% APY
- 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Open a Free Business Checking Account
- 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Business Checking - Up to 2.0% APY
- 2.0% APY on balances up to $100,000 for eligible customers
- Unlimited transactions
- 5 free subaccounts with unique account numbers
- 2 free checkbooks per year
- $0 monthly service fee
Which is Better: Bluevine or Payment Depot?
In short: Payment Depot's customer service is notable.