Bluevine vs Payment Depot

Bluevine is a free account with interest for basic business checking needs. How does it compare to Payment Depot? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While Payment Depot offers 4 pricing plans based on business volume. It starts at $49/mo, plus Interchange + $0.10 per transaction, whether swiped or online. Larger monthly processing volumes get larger discounts. There is no contract.

Compare Bluevine with Payment Depot, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Bluevine	Payment Depot


	SPECIAL OFFER Business Checking - Up to 2.0% APY - Learn More Read Bluevine Review	SPECIAL OFFER Save 40% or More - Learn More Read Payment Depot Review
	Benefits and Features
Savings	No savings account, but you add 5 free sub accounts
Checking	Up to 2.0% APY. No monthly fees; no balance requirements; no overdraft fees
Customer Service	Phone and email: Monday - Friday. 8 am to 8 pm EST	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Equipment		POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing
Cash Deposit Fee	$4.95
Monthly Fee	$0	Starter: $59/month (up to $125,000/yr) Starter Plus: $79/month (up to $250,000/yr) Growth: $99/month (up to $500,000/yr)
	CreditDonkey® Reviews

Checking
Customer Service
Mobile App
Fees
Price
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches	Pros: Affordable membership pricing Free equipment with some plans Cancel anytime Cons: Not ideal for small businesses Equipment return fee
Bottom Line	Free account with interest for basic business checking needs... Read full review	Cheap merchant account provider for high-volume businesses... Read full review

	Business Checking - Up to 2.0% APY Open a Free Business Checking Account Business Checking - Up to 2.0% APY	Save 40% or More First Month Free Save Over $400 Per Month on Average
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Business Checking - Up to 2.0% APY

Get Deal

2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Open a Free Business Checking Account

2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Get Deal

Business Checking - Up to 2.0% APY

Get Deal

2.0% APY on balances up to $100,000 for eligible customers
Unlimited transactions
5 free subaccounts with unique account numbers
2 free checkbooks per year
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Save 40% or More

Wholesale Rates
Membership Fee Model
No Cancellation Fees

First Month Free

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Save Over $400 Per Month on Average

Learn More

No hidden fees
No surprises
No cancellation fees

Which is Better: Bluevine or Payment Depot?

In short: Payment Depot's customer service is notable.

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Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.