Betterment vs Fundrise

Betterment is a great robo-advisor for beginners with low fees, good tools, and tax strategies. How does it compare to Fundrise? Read our comparison chart below.

Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

While Fundrise lets you invest in a wide variety of real estate projects across the US starting with just $10. There is no accreditation needed. It offers several portfolio tiers depending on your goals. There is a 1% management fee.

Compare Betterment with Fundrise, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Betterment	Fundrise

	Learn More	Visit Site
	SPECIAL OFFER Compare Pricing - Learn More Read Betterment Review	SPECIAL OFFER Invest in Real Estate with $10+ - Learn More Read Fundrise Review
	Benefits and Features
Savings	Betterment Cash Reserve - Earn 3.25% APY**
Annual Fee	Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000 Premium: 0.65% for accounts $100,000 or more	1% management fee
Minimum Deposit	$0	$10
Checking	No-Fee Checking
Phone Support	Yes	No
Live Chat Support	No	No
Email Support	Yes	Yes
Investment Types		Commercial, single family, multi-family, industrial
Human Advisors	Yes ($100k minimum)
Robo Advisor	Yes
Accredited Investor Requirements		None
Assets Under Management	$50+ Billion
Minimum Investment	$0
Tax Loss Harvesting	Yes
Goal Tracker	Yes
Automatic Deposits	Yes
Online Platform	Yes
iPhone App	Yes
Android App	Yes
Banking	Offers checking account with a free debit card, and a high-yield cash account
Mobile App	iOS & Android
Dividends		Choose quarterly payouts or auto reinvest
Investment Period		5+ years (with opportunities to liquidate on a quarterly basis)
Single Stock Diversification	No
Fractional Shares	Yes
Taxable Accounts	Yes
401k Plans	Yes
IRA Accounts	Yes
Roth IRA Accounts	Yes
SEP IRA Accounts	Yes
Trust Accounts	Yes
529 Plans	No
	CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Commissions and Fees
Ease of Use
Liquidity
Pros & Cons	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors	Pros: Just $10 to start Strong past performance Passive investing Cons: Illiquid investment Unknown future returns
Bottom Line	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review	Good way to invest in real estate with low fees and no income requirements... Read full review
	Learn More	Visit Site
	Compare Pricing Betterment Cash Reserve - Earn 3.25% APY** Invest with Automated Portfolios	Invest in Real Estate with $10+ Invitation Program - Up to $100 Share Bonus Starter Plan
		Terms Apply. Offering Circulars
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Betterment: Pricing information from published website as of 02/20/2026. Fundrise: Fundrise, LLC ("Fundrise") compensates CreditDonkey Inc for new leads. CreditDonkey Inc is not an investment client of Fundrise.

Invest in Real Estate with $10+

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Only $10 minimum investment
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Invest in Real Estate with $10+

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Sign up in minutes; no complicated paperwork
$10 minimum investment
No income requirements
Multiple investing plans tailored to your goals
Completely passive investment
Low 1% annual fee

Starter Plan

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$10 Minimum Investment

Which is Better: Betterment or Fundrise?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Betterment or Acorns.

In short: Betterment's customer service is noteworthy.

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Fundrise Reviews

Fundrise lets you invest in real estate with just $10. But is it any good? Find out in this review if it's worth it and legit.

Fundrise Alternatives

Thanks to Fundrise, real estate investing just got easier. But it's not for everyone. If you're looking for a similar platform, you can start your hunt here.