Betterment vs Fidelity
Betterment is a great robo-advisor for beginners with low fees, good tools, and tax strategies. How does it compare to Fidelity? Read our comparison chart below.
Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.
While Fidelity offers stock trades at $0 per trade and more than 180 branch locations. There is no minimum deposit.
Compare Betterment with Fidelity, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 | ||
 |  | |
Betterment | Fidelity | |
|---|---|---|
Get up to 1 Year Managed Free - | Commission-Free Trading - Online Stock, ETF and Option Trades - | |
Benefits and Features | ||
| Stock Trading | ||
| Options Trading | $0 per online trade, plus $0.65 per contract | |
| Annual Fee | 0.25% for accounts under $100,000; 0.40% for accounts $100,000+ | |
| Minimum Deposit | ||
| Mutual Fund Trading | $0 transaction fee for Fidelity funds $0 on purchase for NTF (no transaction fee) non-Fidelity funds. ($49.95 on redemption if held less than 60 days) $49.95 on purchase for non-Fidelity funds; $0 on redemption. (Certain funds may have a $75 transaction fee). | |
| Commission Free ETFs | 357 including 28 Fidelity factor, sector, stock, and bond ETFs and 329 iShares® ETFs | |
| Phone Support | ||
| Live Chat Support | ||
| Email Support | ||
| Human Advisors | ||
| Robo Advisor |  | |
| Assets Under Management | ||
| Tax Loss Harvesting | ||
| Goal Tracker | ||
| Automatic Deposits | ||
| Broker Assisted Trades | $32.95 per trade for representative-assisted trades. | |
| Customer Service | ||
| Inactivity Fee | ||
| Maintenance Fee | ||
| Online Platform | ||
| iPhone App | ||
| Android App | ||
| Banking | Fidelity Cash Management Account includes reimbursed ATM fees, no monthly fee, no minimum balance requirement, FDIC insurance, mobile check deposit, free billpay and free checkwriting. | |
| Mobile App | | |
| Desktop App | Active Trader Pro (requires you trade 36 times or more in a rolling 12 month period) | |
| Locations | ||
| Virtual Trading | | |
| Single Stock Diversification | ||
| Fractional Shares | ||
| Taxable Accounts | ||
| 401k Plans | ||
| IRA Accounts | ||
| Roth IRA Accounts | ||
| SEP IRA Accounts | ||
| Trust Accounts | ||
| 529 Plans | ||
CreditDonkey® Reviews | ||
| ||
| Annual Fee |   | |
| Minimum Deposit | | |
| Human Advisors |  | |
| Customer Service | | |
| Stock Trading | | |
| Options Trading | | |
| Mutual Fund Trading | | |
| Banking | | |
| Mobile App | | |
| Commissions and Fees | | |
| Research | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Great robo-advisor for beginners with low fees, good tools, and tax strategies... | Comprehensive online broker with in-depth research... |
| | |
| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Betterment: Pricing information from published website as of 04/04/2018 Fidelity: Pricing information from published website as of 03/29/2020. | ||
Which is Better: Betterment or Fidelity?
Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Betterment or Ally Invest.
Articles on Betterment
Betterment Investing
Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.
Betterment Returns
Betterment has low fees and is good for beginners. But what about their returns? Let's take a look at this robo-advisor's performance.
Betterment Fees
Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.
Is Betterment Safe
Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.
Betterment Roth IRA
Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.
Betterment vs Wealthfront
Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.
Articles on Fidelity
Fidelity Review
Thinking of opening a brokerage account with Fidelity? There are many reasons to love Fidelity and a few reasons to think about going elsewhere.
Which Do You Think is Best?
You Might Also Like
Residual Income
Make money and get paid even after the upfront work is done. Learn how residual (or passive) income works. Here are 10 good investment ideas to build it.
Best Investment Apps for Beginners
Looking to start investing? You can begin with as little as $5. Check out these cheap (or free) apps for new investors.
Best Investment Apps
Investing is now as easy as picking up your phone. But not all investing apps are worth it. Find out how Acorns, Robinhood and Stash compare to others.
Best Online Brokerage
What is the best online brokerage accounts for beginners? Read this guide to find investing platforms for mutual funds, IRAs, day trading and more.
Best Discount Broker
The best online broker offers low fees, great customer service, and smart research tools. Find the best discount brokerage to consider.
TD Ameritrade Review: Pros and Cons
TD Ameritrade fees are higher than competitors, but is it worth it? We say yes and here's why. We analyze and compare it for you in our in-depth review.
Ally Invest Review: Pros and Cons
Ally Invest (formerly TradeKing) offers free trades for stocks and ETFs, but is it good? Read this review to learn the pros and cons and see comparisons with other online brokers.
E*TRADE Review: Pros and Cons
E*TRADE is a highly well-known name, but does that mean it's that much better than its competitors? Read our in-depth review and see how it compares.
Best Roth IRA Providers for Beginners
Opening a Roth IRA is one of the best money moves you can make. But where should you open an account? Here are our top recommended Roth IRA providers.
Compare Betterment to:
You might also be interested in
Related: Investing
 Best Food Delivery to Work ForDo you want to earn extra money? Consider working as a delivery driver. Read this review to find out the apps that pay the most. | ||
Compare Fidelity to:
Next Page: Betterment