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Betterment vs Fidelity


 

Betterment

Fidelity

SPECIAL OFFER
Compare Pricing - Learn More

SPECIAL OFFER
Commission-Free Trading - Online Stock, ETF and Option Trades - Learn More

 

Benefits and Features

Savings
  • Betterment Cash Reserve - Earn 3.25% APY**
 
Stock Trading 
$0
Options Trading 
$0.65 per contract
Annual Fee
  • Digital: 0.25% annual fee for accounts with $24,000 or more or with monthly recurring deposits of $200 or more, $5/mo for accounts with less than $24,000, and you do not have a recurring deposit of $200/mo or more.
  • Premium: 0.65% for accounts $100,000 or more
None
Cryptocurrency Trading 
$0
Minimum Deposit
$0
$0
Checking
No-Fee Checking
 
Mutual Fund Trading 
Yes
Phone Support
Yes
 
Live Chat Support
No
 
Email Support
Yes
 
Human Advisors
Yes ($100k minimum)
 
Robo Advisor
Yes
 
Assets Under Management
$50+ Billion
 
Minimum Investment
$0
 
Tax Loss Harvesting
Yes
 
Goal Tracker
Yes
 
Automatic Deposits
Yes
 
Inactivity Fee 
$0
Maintenance Fee 
$0
Online Platform
Yes
 
iPhone App
Yes
 
Android App
Yes
 
BankingOffers checking account with a free debit card, and a high-yield cash account
No
Mobile App
iOS & Android
Yes
Trading Platform Desktop, Web Trading, Mobile Apps
Single Stock Diversification
No
 
Fractional Shares
Yes
Yes
Taxable Accounts
Yes
 
401k Plans
Yes
 
IRA Accounts
Yes
 
Roth IRA Accounts
Yes
 
SEP IRA Accounts
Yes
 
Trust Accounts
Yes
 
529 Plans
No
 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Betterment: Pricing information from published website as of 06/01/2026.

Fidelity: Pricing information from published website as of 06/10/2026.


Articles on Betterment

Betterment Investing

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Articles on Fidelity

Fidelity High Yield Savings

Fidelity boasts an all-around account with no fees and a decent APY. But there's even more to discover. Keep reading.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a personal finance comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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