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Betterment vs Ally Invest


 

Betterment

Ally Invest

SPECIAL OFFER
Compare Pricing - Learn More

SPECIAL OFFER
Commission-Free Stock Trades - Learn More

 

Benefits and Features

Savings
  • Betterment Cash Reserve - Earn 3.25% APY**
 
Stock Trading 
$0 per trade
Options Trading 
$0 base + $0.50 per contract
Annual Fee
  • Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000
  • Premium: 0.65% for accounts $100,000 or more
$0
Minimum Deposit
$0
$0
Checking
No-Fee Checking
 
Mutual Fund Trading 
  • $0 to buy/sell load mutual funds
  • $0 to buy/sell no load mutual funds
Commission Free ETFs 
500+
Phone Support
Yes
 
Live Chat Support
No
 
Email Support
Yes
 
Human Advisors
Yes ($100k minimum)
 
Robo Advisor
Yes
 
Assets Under Management
$50+ Billion
 
Minimum Investment
$0
 
Penny Stocks $0.01 per share on the entire order for stocks priced less than $2.00.
Tax Loss Harvesting
Yes
 
Goal Tracker
Yes
 
Automatic Deposits
Yes
 
Broker Assisted Trades 
$20 + Regular Commission
Inactivity Fee 
$0
Online Platform
Yes
 
iPhone App
Yes
 
Android App
Yes
 
BankingOffers checking account with a free debit card, and a high-yield cash accountIntegrated with banking on ally.com. Manage your Ally banking and investment accounts in one place.
Mobile App
iOS & Android
Check
Forex Trading 
Check
Customer Service 
(855) 880-2559
Trading Platform 
Web Trading, Mobile Apps
Single Stock Diversification
No
 
Fractional Shares
Yes
 
Taxable Accounts
Yes
 
401k Plans
Yes
 
IRA Accounts
Yes
 
Roth IRA Accounts
Yes
 
SEP IRA Accounts
Yes
 
Trust Accounts
Yes
 
529 Plans
No
 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Betterment: Pricing information from published website as of 02/20/2026.

Ally Invest: Pricing information from published website as of 04/30/2026.


Articles on Betterment

Betterment

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Articles on Ally Invest

Ally Invest Roth IRA

Ally Invest's Roth IRA account has no annual fee and no commission trades. Is it right for your retirement funds? Read on to learn how Ally Invest Roth IRA accounts work.

Which Do You Think is Best?





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CreditDonkey is a personal finance comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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