TD Ameritrade vs Betterment

TD Ameritrade is a good online broker for long-term investors. How does it compare to Betterment? Read our comparison chart below.

TD Ameritrade offers $0 commission online stock, ETF, and option trades. This online broker also has more than 100 branch locations. There is no minimum deposit, no maintenance fee, and no inactivity fee.

While Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare TD Ameritrade with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	TD Ameritrade	Betterment
	OFFER Commission-Free Trading - Online Stock, ETF and Option Trades - Learn More Read TD Ameritrade Review	SPECIAL OFFER Compare Pricing - Learn More Read Betterment Review
	Benefits and Features
Savings
Stock Trading	$0 commission for online stock, ETF, and option trades
Options Trading	$0.65 per contract
Annual Fee		Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000 Premium: 0.40% for accounts $100,000 or more
Cryptocurrency Trading	Yes
Minimum Deposit	$0	$0
Checking		No-Fee Checking
Mutual Fund Trading	Up to $49.95 or $74.95 for buys. $0 for sells
Commission Free ETFs	550+ Commission-Free ETFs
Phone Support		Yes
Live Chat Support	Yes	No
Email Support		Yes
Human Advisors		Yes ($100k minimum)
Robo Advisor
Assets Under Management		$40+ Billion
Penny Stocks
Tax Loss Harvesting		Yes
Goal Tracker		Yes
Automatic Deposits		Yes
Broker Assisted Trades	$25
Inactivity Fee	$0
Maintenance Fee	$0
Online Platform	Yes	Yes
iPhone App		Yes
Android App		Yes
Banking	Cash Management account offers free ATM withdrawals, no monthly maintenance fees, free online bill pay, and free check writing.
Mobile App	Yes	Yes
Desktop App	Thinkorswim
Forex Trading	Yes
Futures Trading	$2.25 per contract (plus exchange & regulatory fees)
Bond Trading	Yes
CFD Trading	No
Currency Trading	Yes
Customer Service	(800) 669-3900 (Open 24/7)
Locations	More than 100 locations in 34 states
Seminars	Online webcast
Trading Platform	thinkorswim
Virtual Trading	Yes
Single Stock Diversification		No
Fractional Shares		Yes
Taxable Accounts		Yes
401k Plans		Yes
IRA Accounts		Yes
Roth IRA Accounts		Yes
SEP IRA Accounts		Yes
Trust Accounts		Yes
529 Plans		No
	CreditDonkey® Reviews
Stock Trading
Options Trading
Banking
Mobile App
Commissions and Fees
Ease of Use
Online Community
Research
Trading Platform
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & Cons	Pros: Easy to Use Thinkorswim Platform Customer Service Cons: Trade Fees	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Good online broker for long-term investors... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
	Commission-Free Trading - Online Stock, ETF and Option Trades Open an IRA in 15 minutes or less	Compare Pricing Betterment Cash Reserve - Earn 4.75% APY** Invest with Automated Portfolios
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD Ameritrade: Pricing information from published website as of 09/05/2023. Betterment: Pricing information from published website as of 04/04/2018

Which is Better: TD Ameritrade or Betterment?

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Articles on TD Ameritrade

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Articles on Betterment

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Betterment Fees

Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.

Is Betterment Safe

Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.