TD Ameritrade vs Betterment

TD Ameritrade is a good online broker for long-term investors. How does it compare to Betterment? Read our comparison chart below.

TD Ameritrade offers $0 commission online stock, ETF, and option trades. This online broker also has more than 100 branch locations. There is no minimum deposit, no maintenance fee, and no inactivity fee.

While Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare TD Ameritrade with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	TD Ameritrade	Betterment


	OFFER Commission-Free Trading - Online Stock, ETF and Option Trades - Learn More Read TD Ameritrade Review	SPECIAL OFFER Get 1 Month Managed Free - Learn More Read Betterment Review
	Benefits and Features
Stock Trading	$0 commission for online stock, ETF, and option trades
Options Trading	$0.65 per contract
Annual Fee		0.25% for accounts under $100,000; 0.40% for accounts $100,000+
Minimum Deposit	$0	$0
Mutual Fund Trading	$0 for no-transaction-fee mutual funds $49.99 for no-load mutual funds $0 for load mutual funds
Commission Free ETFs	550+ Commission-Free ETFs
Phone Support		Yes
Live Chat Support		No
Email Support		Yes
Human Advisors		Yes ($100k minimum)
Robo Advisor
Assets Under Management		$14 Billion
Penny Stocks
Tax Loss Harvesting		Yes
Goal Tracker		Yes
Automatic Deposits		Yes
Broker Assisted Trades	$25
Customer Service	(800) 669-3900 (Open 24/7)
Inactivity Fee	$0
Maintenance Fee	$0
Online Platform		Yes
iPhone App		Yes
Android App		Yes
Banking	Cash Management account offers free ATM withdrawals, no monthly maintenance fees, free online bill pay, and free check writing.
Mobile App		Yes
Desktop App	Thinkorswim
Forex Trading
Futures Trading	$2.25 per contract (plus exchange & regulatory fees)
Locations	More than 100 locations in 34 states
Seminars	Online webcast
Virtual Trading	Paper Trading to practice/test strategies and ideas.
Single Stock Diversification		No
Fractional Shares		Yes
Taxable Accounts		Yes
401k Plans		Yes
IRA Accounts		Yes
Roth IRA Accounts		Yes
SEP IRA Accounts		Yes
Trust Accounts		Yes
529 Plans		No
	CreditDonkey® Reviews

Stock Trading
Options Trading
Banking
Mobile App
Commissions and Fees
Ease of Use
Online Community
Research
Trading Platform
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & Cons	Pros: Easy to Use Thinkorswim Platform Customer Service Cons: Trade Fees	Pros: No minimum investment Many customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Good online broker for long-term investors... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review

	Commission-Free Trading - Online Stock, ETF and Option Trades Open an IRA in 15 minutes or less	Get 1 Month Managed Free Get 6 Months Managed Free Get 1 Year Managed Free
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD Ameritrade: Pricing information from published website as of 07/18/2019. Betterment: Pricing information from published website as of 04/04/2018 TD Ameritrade: TD Ameritrade has not influenced the content of CreditDonkey. CreditDonkey may earn compensation for accounts opened at TD Ameritrade.

Commission-Free Trading - Online Stock, ETF and Option Trades

Applies to U.S. exchange-listed stocks, ETFs, and options. A $0.65 per contract fee applies for options trades, with no exercise or assignment fees.

Get Deal

Open an IRA in 15 minutes or less.

Open an IRA

Get 1 Month Managed Free

View Terms

Deposit $15,000 - $99,999 within 45 days and get 1 month managed free

Get 6 Months Managed Free

View Terms

Deposit $100,000 - $249,999 within 45 days and get 6 months managed free

Get 1 Year Managed Free

View Terms

Deposit $250,000+ within 45 days and get 1 year managed free

Which is Better: TD Ameritrade or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing TD Ameritrade or Ally Invest.

Articles on TD Ameritrade

TDAmeritrade

TD Ameritrade fees are higher than competitors, but is it worth it? We say yes and here's why. We analyze and compare it for you in our in-depth review.

TD Ameritrade Customer Service

TD Ameritrade offers 24/7 customer service - both online and on the phone. But the best way to actually contact TD Ameritrade may surprise you. Read on.

Articles on Betterment

Betterment

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Betterment Returns

Betterment has low fees and is good for beginners. But what about their returns? Let's take a look at this robo-advisor's performance.

Betterment Fees

Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.

Betterment vs Charles Schwab Intelligent Portfolio

Is Betterment Safe

Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.