TD Ameritrade vs Betterment

TD Ameritrade is a good online broker for long-term investors. How does it compare to Betterment? Read our comparison chart below.

TD Ameritrade offers $0 commission online stock, ETF, and option trades. This online broker also has more than 100 branch locations. There is no minimum deposit, no maintenance fee, and no inactivity fee.

While Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare TD Ameritrade with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	TD AmeritradeAlly InvestAcornsRobinhoodPersonal CapitalM1 Finance
	TD Ameritrade	Betterment
	OFFER Commission-Free Trading - Online Stock, ETF and Option Trades - Learn More Read TD Ameritrade Review	SPECIAL OFFER Get up to 1 Year Managed Free - Learn More Read Betterment Review
	Benefits and Features
Savings
Stock Trading	$0 commission for online stock, ETF, and option trades
Options Trading	$0.65 per contract
Annual Fee		0.25% for accounts under $100,000 0.40% for accounts $100,000+
Minimum Deposit	$0	$0
Checking		No-Fee Checking
Mutual Fund Trading	Up to $49.95 or $74.95 for buys. $0 for sells
Commission Free ETFs	550+ Commission-Free ETFs
Phone Support		Yes
Live Chat Support		No
Email Support		Yes
Human Advisors		Yes ($100k minimum)
Robo Advisor
Assets Under Management		$14 Billion
Penny Stocks
Tax Loss Harvesting		Yes
Goal Tracker		Yes
Automatic Deposits		Yes
Broker Assisted Trades	$25
Customer Service	(800) 669-3900 (Open 24/7)
Inactivity Fee	$0
Maintenance Fee	$0
Online Platform		Yes
iPhone App		Yes
Android App		Yes
Banking	Cash Management account offers free ATM withdrawals, no monthly maintenance fees, free online bill pay, and free check writing.
Mobile App		Yes
Desktop App	Thinkorswim
Forex Trading
Futures Trading	$2.25 per contract (plus exchange & regulatory fees)
Locations	More than 100 locations in 34 states
Seminars	Online webcast
Virtual Trading	Paper Trading to practice/test strategies and ideas.
Single Stock Diversification		No
Fractional Shares		Yes
Taxable Accounts		Yes
401k Plans		Yes
IRA Accounts		Yes
Roth IRA Accounts		Yes
SEP IRA Accounts		Yes
Trust Accounts		Yes
529 Plans		No
	CreditDonkey® Reviews
Stock Trading
Options Trading
Banking
Mobile App
Commissions and Fees
Ease of Use
Online Community
Research
Trading Platform
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & Cons	Pros: Easy to Use Thinkorswim Platform Customer Service Cons: Trade Fees	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Good online broker for long-term investors... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
	Commission-Free Trading - Online Stock, ETF and Option Trades Open an IRA in 15 minutes or less	Get up to 1 Year Managed Free Get 1 Month Managed Free Get 6 Months Managed Free
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD Ameritrade: Pricing information from published website as of 07/18/2019. Betterment: Pricing information from published website as of 04/04/2018

Get up to 1 Year Managed Free

Get Started

New Betterment customers only. Accounts must be funded within 45 days of signup. Terms apply.

Get 1 Month Managed Free

View Terms

Deposit $15,000 - $99,999 within 45 days and get 1 month managed free

Get 6 Months Managed Free

View Terms

Deposit $100,000 - $249,999 within 45 days and get 6 months managed free

Which is Better: TD Ameritrade or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing TD Ameritrade or Ally Invest.

Articles on TD Ameritrade

TDAmeritrade

TD Ameritrade fees are higher than competitors, but is it worth it? We say yes and here's why. We analyze and compare it for you in our in-depth review.

• TD Ameritrade vs Ally Invest

TD Ameritrade Customer Service

TD Ameritrade offers 24/7 customer service - both online and on the phone. But the best way to actually contact TD Ameritrade may surprise you. Read on.

Articles on Betterment

Betterment

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

• Betterment vs Wealthfront
• Betterment vs Vanguard Personal Advisor
• Betterment vs Acorns

Betterment Returns

Betterment has low fees and is good for beginners. But what about their returns? Let's take a look at this robo-advisor's performance.

• Betterment vs Robinhood
• Betterment vs Fidelity
• Betterment vs Personal Capital

Betterment Fees

Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.

• Betterment vs M1 Finance
• Betterment vs Charles Schwab Intelligent Portfolio

Is Betterment Safe

Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Which Do You Think is Best?

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