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Acorns vs Birch Gold Group

Acorns is an investment app that automatically invests your spare change. Good for young investors to get into the habit. How does it compare to Birch Gold? Read our comparison chart below.

Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

While Birch Gold is one of the oldest precious metals IRA companies with 20 years in business. All customers get 1-on-1 care with dedicated specialist for the entire time you’re with Birch. The minimum investment is just $10,000.

Compare Acorns with Birch Gold, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 AcornsBirch Gold Group
 Visit SiteVisit Site
 

Acorns

Birch Gold Group

SPECIAL OFFER
$20 Investment Bonus - Learn More

Read Acorns Review

SPECIAL OFFER
Free Information Kit - Learn More

Read Birch Gold Review

 

Benefits and Features

Savings
No
 
Stock TradingPart of service fee. No add-on trading fees. 
Options Trading
No
 
Annual Fee
  • Acorns Personal ($3/mo) - includes personal taxable account, IRA, and checking account
  • Acorns Personal Plus ($5/mo) - includes everything in Personal, emergency fund, and 25% match on rewards
  • Acorns Premium ($9/mo) - includes everything in Personal Plus, investment accounts for kids, 50% match on rewards, custom portfolio, Trust & Will, $10K Life Insurance, and free GoHenry account
$225
Cryptocurrency Trading
No
 
Minimum Deposit
$0
$10,000
Checking
Yes
 
Mutual Fund Trading
No
 
Commission Free ETFsA selection automatically chosen by Acorns 
Phone Support
Yes
 
Live Chat Support
No
 
Email Support
Yes
 
Human Advisors
No
 
Robo Advisor
Yes
 
Assets Under Management
$4.7 Billion
 
Gold IRA 
Check
Tax Loss Harvesting
No
 
Goal Tracker
Yes
 
Automatic Deposits
Yes
 
Broker Assisted TradesAcorns automatically invest and trade for you 
Good ForBeginners; Passive investors; Those who have trouble saving/investing on their own 
Inactivity FeeNone, but you will keep paying the monthly fee 
Maintenance Fee
Monthly fee for the service
 
Online Platform
Yes
 
Setup Fee 
$50
iPhone App
Yes (4.7 stars, 760k ratings)
 
Android App
Yes (4.3 stars, 156k ratings)
 
BankingIncluded in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide. 
Mobile App
Yes
 
Silver IRA 
Check
Platinum IRA 
Check
Palladium IRA 
Check
Two-Factor Authentication
Yes
 
Locations
No
 
Online Community
No
 
Seminars
No
 
Virtual Trading
No
 
Fractional Shares
Yes
 
Taxable Accounts
Yes
 
401k Plans
No
 
IRA Accounts
Yes
 
Roth IRA Accounts
Yes
 
SEP IRA Accounts
Yes
 
Trust Accounts
No
 
529 Plans
No
 
 

CreditDonkey® Reviews

 AcornsBirch Gold Group
Annual FeeStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStarStarStarStarStarHalf Star
Mobile AppStarStarStarStarHalf Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Ease of UseStarStarStarStarStar
FeesStarStarStarStarEmpty Star
Gold IRAStarStarStarStarEmpty Star
SafetyStarStarStarStarStar
Pros & ConsPros:
  • No minimum to open account
  • Invest with spare change
  • Cash-back program
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Pros:
  • Dedicated specialist
  • Low minimum
  • Slightly lower fees
Cons:
  • Pricing not transparent
  • No buyback guarantee
Bottom LineInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full reviewPrecious metals IRA with lower minimum and fees than competitors... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Acorns: Pricing information from published website as of 09/28/2020.

Acorns

$20 Investment Bonus

  • Open an Acorns account (new users only)
  • Set up the Recurring Investments feature
  • Have your first investment be made successfully via the Recurring Investments feature
Birch Gold

Free Information Kit

  • Free "insider" info on gold & silver
  • 1-on-1 care with a dedicated specialist
  • Endorsed by Ben Shapiro and Ron Paul
Birch Gold

No First Year Fees

Transfer over $50,000 to a new gold IRA and get your first year fees paid

Birch Gold

Protect Your IRA or 401k with Precious Metals

Learn how to protect and diversify your retirement savings with a gold IRA.

Which is Better: Acorns or Birch Gold?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Acorns or Robinhood.

In short: Birch Gold's customer service is excellent.


Articles on Acorns

Acorn Investing

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Is Acorns Safe

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Articles on Birch Gold Group

Birch Gold Group Review

Is Birch Gold Group a trustworthy choice for your gold IRA needs? This review sifts fact from fiction, to help you make an informed decision.

Comments

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