United Federal Credit Union Promotions
United Federal Credit Union Offers You May Have Missed
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Personal Checking Account - $250 Bonus
Open a new Ultra Checking or Rewards Checking account. Deposit $50 or more at account opening. Set up and receive qualifying direct deposits totaling $1,500 or more within 90 days of account opening.
Personal Checking Account - $350 Bonus
Open a new Ultra Checking or Rewards Checking account. Deposit $50 or more at account opening. Set up and receive qualifying direct deposits totaling $1,500 or more within 90 days of account opening. Complete at least 20 qualifying debit card transactions within 90 days of account opening.
Referral Program - $50 Bonus
Earn $50 Visa for every referral who successfully opens a qualifying checking account, and completes all qualifying requirements.
Personal Checking Account - $100 Bonus
Open a new Ultra Checking or Rewards Checking account. Deposit $50 or more at account opening. Sign up for direct deposits.
Personal Checking Account - $100 Bonus
Open a new qualifying checking account with minimum opening deposit of $50. Set up and receive a qualifying direct deposit to receive $100 bonus.
United Federal Credit Union CD Rates
- 60-Month CD - 2.10% APY
- 48-Month CD - 2.05% APY
- 36-Month CD - 2.00% APY
- 24-Month CD - 1.95% APY
- 18-Month CD - 1.60% APY
- 12-Month CD - 1.55% APY
- 6-Month CD - 1.50% APY
- 3-Month CD - 1.25% APY
Highlights
Nearly 40 branch locations in the states of Arkansas, Indiana, Michigan, Nevada, North Carolina, Pennsylvania and Ohio
Information sourced from the published website as of 04/17/2026.
United Federal Credit Union Alternatives
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC




