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United Federal Credit Union Promotions

2.10%

60-Month CD - 2.10% APY

2.05%

48-Month CD - 2.05% APY

2.00%

36-Month CD - 2.00% APY

1.95%

24-Month CD - 1.95% APY

1.60%

18-Month CD - 1.60% APY

1.55%

12-Month CD - 1.55% APY

1.50%

6-Month CD - 1.50% APY

1.25%

3-Month CD - 1.25% APY

Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 5/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 05/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.

Don't miss another hot deal. Check back often at CreditDonkey.

$250

Personal Checking Account - $250 Bonus

Open a new Ultra Checking or Rewards Checking account. Deposit $50 or more at account opening. Set up and receive qualifying direct deposits totaling $1,500 or more within 90 days of account opening.

Expired 3/5/2026
$350

Personal Checking Account - $350 Bonus

Open a new Ultra Checking or Rewards Checking account. Deposit $50 or more at account opening. Set up and receive qualifying direct deposits totaling $1,500 or more within 90 days of account opening. Complete at least 20 qualifying debit card transactions within 90 days of account opening.

Expired 3/5/2026
$50

Referral Program - $50 Bonus

Earn $50 Visa for every referral who successfully opens a qualifying checking account, and completes all qualifying requirements.

Expired 3/5/2026
$100

Personal Checking Account - $100 Bonus

Expired 10/22/2025

Open a new Ultra Checking or Rewards Checking account. Deposit $50 or more at account opening. Sign up for direct deposits.

4.40%

9-Month CD - 4.40% APY

Expired 11/20/2024
3.90%

16-Month CD - 3.90% APY

Expired 11/20/2024
$100

Personal Checking Account - $100 Bonus

Open a new qualifying checking account with minimum opening deposit of $50. Set up and receive a qualifying direct deposit to receive $100 bonus.

Expired 12/31/2021

United Federal Credit Union CD Rates

What is United Federal Credit Union's CD rates?
  • 60-Month CD - 2.10% APY
  • 48-Month CD - 2.05% APY
  • 36-Month CD - 2.00% APY
  • 24-Month CD - 1.95% APY
  • 18-Month CD - 1.60% APY
  • 12-Month CD - 1.55% APY
  • 6-Month CD - 1.50% APY
  • 3-Month CD - 1.25% APY

    Highlights

    Locations
    Nearly 40 branch locations in the states of Arkansas, Indiana, Michigan, Nevada, North Carolina, Pennsylvania and Ohio

Information sourced from the published website as of 04/17/2026.


United Federal Credit Union Alternatives

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 5/31/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 2.68% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 9/30/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

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CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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