Till vs Citibank

Till is a good free money management app for kids, but on the basic side. How does it compare to Citibank? Read our comparison chart below.

Till is a free debit card and app to help kids make smarter spending decisions. Kids learn to establish goals and make real-life tradeoffs between spending and saving. It's open to kids of any age and there are no fees.

While Citibank has over 600 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

Compare Till with Citibank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Till	Citibank
		Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER New User: $25 Bonus using the voucher code CREDITDONKEY - Learn More Read Till Review	OFFER Citi Checking - $1,500 Bonus Read Citibank Review
	Benefits and Features
Savings	Create savings goals; No APY	Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois. Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
CD		6-Month Fixed Rate CD - 3.00% APY 9-Month Fixed Rate CD - 3.00% APY 5-Year Fixed Rate CD - 2.00% APY 1-Year Fixed Rate CD - 0.10% APY 3-Month Fixed Rate CD - 0.05% APY
Checking	No monthly fees; Supports multiple kids per family
Kids Debit Card
Money Market
Mobile App	iOS & Android	iOS & Android
ATMs	Any ATM, but the ATM owner may charge a fee	More than 65,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Price
Mobile App
Customer Service
Ease of Use
Education
CD
Pros & Cons	Pros: No monthly fees Supports multiple family members Create savings goals Cons: No cash deposits Limited parental controls	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY
Bottom Line	Good free money management app for kids, but on the basic side... Read full review	Large national bank best for high balance customers... Read full review
	Visit Site	Learn More
	New User: $25 Bonus using the voucher code CREDITDONKEY Free App and Debit Card for Kids
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 05/07/2025. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.