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Step vs Copper

Step is a simple banking app and debit card for teens. How does it compare to Copper? Read our comparison chart below.

 Step
 Visit SiteLearn More
 

Step

Copper

SPECIAL OFFER
Step Visa Card for Teens - Learn More

Read Step Review

SPECIAL OFFER
Teen Banking - Learn More

Read Copper Review

 

Benefits and Features

Savings Create savings goals; 2% savings rewards for Copper Basic Plan, 5% savings rewards for Copper Pro Plan on Savings Balances up to $5,000 per family.
Checking 
0.001% APY; no overdraft fees
Kids Debit Card
Check
Check
Mobile App 
iOS & Android
 

CreditDonkey® Reviews

 Step
SavingsStarStarHalf StarEmpty StarEmpty StarStarStarHalf StarEmpty StarEmpty Star
CheckingStarStarStarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
PriceStarStarStarStarStarStarStarStarStarHalf Star
Minimum Deposit to OpenStarStarStarStarStar
Mobile AppStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
EducationStarStarHalf StarEmpty StarEmpty StarStarStarStarStarStar
Minimum DepositStarStarStarStarStar
Pros & ConsPros:
  • No monthly fee
  • Build credit with Step Card
  • Early direct deposit
Cons:
  • Doesn't earn interest
  • No in-app educational content
  • Few parental controls
Pros:
  • No minimum deposit required
  • Earn rewards with quizzes
Cons:
  • Low savings interest rate
  • Limited customer service
  • No foreign transactions
Bottom LineSimple banking app and debit card for teens... Read full reviewTeaches kids and teens responsible saving, spending, and investing... Read full review
 Visit SiteLearn More

Step Visa Card for Teens

Teen Banking

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Copper: Pricing information from published website as of 05/01/2022

Which is Better: Step or Copper?

Still need help deciding which kids debit card is better? Read the in-depth reviews below. You may also be interested in comparing Step or goHenry.

In short: Copper's education is impressive.


Articles on Step

Step Debit Card

Is Step a legit app? Learn the pros and cons to see if Step is a good card for your teen.

Articles on Copper

Copper Banking Review

Copper Banking is a banking and investing platform to teach kids and teens financial literacy. Discover its features, pros, and cons in this review.

Is Copper Banking Safe

Copper Banking is a banking and debit card app built with teens in mind. But is it legit? Read on to find out.

Which Do You Think is Best?





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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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