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Wise

Wise

By Charles Tran

Send Money Internationally

  • You get a great exchange rate and a low, upfront fee every time.
  • You move your money as fast as the banks, and often faster – some currencies go through in minutes.
  • Your money is protected with bank-level security.
  • You join over 7 million customers who transfer in 40 currencies across 150 countries.
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

  • The up to $500 cash offer must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2027.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days of account opening.
    Cash BonusTotal Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC
Expires 1/31/2027
Chase Business Complete Banking® - Up to $500 Bonus
Member FDIC

Chase Business Complete Banking® - Up to $500 Bonus

  • Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
  • Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which allow you to monitor account access, checks, and offers additional protection for your business.
  • Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
  • More small business owners choose Chase than any other bank
  • The #1 choice for small business banking.
  • Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC
Expires 1/21/2027
Live Oak Bank
Member FDIC

Business Savings - 2.75% APY

  • Earn 2.75% APY
  • No minimum balance requirement
  • No monthly service fee

    Highlights

    Transfer Fees
    Starts at 0.33%
    Countries Served
    80+ countries
    Available Currencies
    Can send money to 40+ currencies and receive from 24 currencies
    Payment Methods
    Online or with the mobile app through:
    Direct debit
    Bank transfer
    Debit card
    Credit card
    Apple Pay
    Google Pay
    SWIFT
    SEPA
    Delivery Methods
    Wise account
    Bank account
    Maximum Amount
    Varies per currency and payment method; up to $6,000,000 per local wire transfer
    Minimum Amount
    No minimum (as long as the amount is atleast 0.01 once converted)
    Transfer Time
    Same day to up to 6 working days (depending on payout method)
    Customer Service
    Phone: 888-501-4041
    24/7 phone support

    More Information

  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

Wise Alternatives

CIT Bank
Member FDIC

CIT Bank Platinum Savings - Up to 4.25% APY Boost

With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.25%*
Balance less than $5,000 0.75%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: Boost50
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Expires 12/15/2026
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $3,000

Earn a cash bonus when you open an HSBC Premier checking account and complete qualifying activities.

  • Get $1,000: Deposit or invest $50,000 to $99,999
  • Get $1,500: Deposit or invest $100,000 to $249,999
  • Get $2,000: Deposit or invest $250,000 to $499,999
  • Get $3,000: Deposit or invest $500,000+

The $50,000 minimum Qualifying Balance may qualify you for the promotional cash bonus, but HSBC Premier checking account has a $50 monthly maintenance fee unless you meet Premier qualification criteria (for example, $100,000 in combined balances).

How the offer works

  1. Open a Premier checking account by December 31, 2026
  2. Add your preferred amount of deposits and/or eligible investments within 30 days
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Your partner for every stage of life
We offer a unique range of products and privileges that gives you more of the things you care about. Plus, a personal Wealth Relationship Manager to help you reach your goals.

  • Wealth: Get access to a variety of investment solutions through HSBC Securities (USA) Inc. Investments are Not FDIC Insured; are Not a Deposit or Other Obligation of the Bank; and May Lose Value.
  • Health: Enjoy the support of a health and wellness concierge service, plus complimentary membership to 24/7 telemedicine services for you and your family.
  • Travel: Our credit cards come with a competitive range of rewards and benefits that complement your lifestyle.
  • International: Manage your finances around the world, with Premier privileges in select countries, perfect for global lifestyles.
Expires 12/31/2026
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.21% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Up to 1.3% APY

  • 1.3% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

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