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Sallie Mae Bank Promotions

14-Month No Penalty CD - 3.40% APY
3.40%

14-Month No Penalty CD - 3.40% APY

  • No fees
  • $1 minimum deposit
  • FDIC insured
10-Month No Penalty CD - 3.30% APY
3.30%

10-Month No Penalty CD - 3.30% APY

  • No fees
  • $1 minimum deposit
  • FDIC insured
27-Month High-Yield CD - 3.75% APY
3.75%

27-Month High-Yield CD - 3.75% APY

  • No fees
  • $1 minimum deposit
  • FDIC insured
Sallie Mae Bank CD Rates - Up to 3.75% APY
3.75%

Sallie Mae Bank CD Rates - Up to 3.75% APY

  • $1 minimum deposit
  • No fees
  • FDIC insured

CDAPY
10-Month High Yield CD3.55% APY
14-Month High Yield CD3.65% APY
19-Month High Yield CD3.65% APY
27-Month High Yield CD3.75% APY
10-Month No-Penalty CD3.30% APY
14-Month No-Penalty CD3.40% APY
14-Month High-Yield CD - 3.65% APY
3.65%

14-Month High-Yield CD - 3.65% APY

  • No fees
  • $1 minimum deposit
  • FDIC insured
19-Month High-Yield CD - 3.65% APY
3.65%

19-Month High-Yield CD - 3.65% APY

  • No fees
  • $1 minimum deposit
  • FDIC insured
10-Month High-Yield CD - 3.55% APY
3.55%

10-Month High-Yield CD - 3.55% APY

  • No fees
  • $1 minimum deposit
  • FDIC insured
CIT Bank
Member FDIC

CIT Bank No Penalty CD - 3.75% APY

  • Option to withdraw full balance and interest after 7 days of CD funding date
  • $1,000 minimum to open an account
  • 11 months
  • No monthly maintenance fee
  • Member FDIC
Disclosures
Raisin

High-Yield Savings Account - Up to $1,500 Bonus

Expires 2/1/2026
New customers only. Earn up to a $1,500 bonus.

  1. Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
  2. Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  3. Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Deposit Cash Bonus
$10,000 - $24,999 $70
$25,000 - $49,999 $175
$50,000 - $99,999 $350
$100,000 - $199,999 $750
$200,000 or more $1,500
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 1/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 1/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
Raisin

No-Penalty CD - Up to $1,500 Bonus

Expires 2/1/2026
New customers only. Earn up to a $1,500 bonus.

  1. Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
  2. Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  3. Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Deposit Cash Bonus
$10,000 - $24,999 $70
$25,000 - $49,999 $175
$50,000 - $99,999 $350
$100,000 - $199,999 $750
$200,000 or more $1,500

Sallie Mae Bank CD Rates

What is Sallie Mae Bank's CD rates?
  • 12-Month CD - 4.00% APY
  • 15-Month CD - 4.00% APY
  • 60-Month CD - 4.00% APY
  • 13-Month CD - 3.95% APY
  • 36-Month CD - 3.95% APY
  • 6-Month CD - 3.90% APY
  • 30-Month CD - 3.90% APY
  • 11-Month CD - 3.75% APY
  • 24-Month CD - 3.75% APY
  • 27-Month High-Yield CD - 3.75% APY
  • 9-Month CD - 3.70% APY

    Highlights

    CD
    • 12-Month CD - 4.00% APY
    • 15-Month CD - 4.00% APY
    • 60-Month CD - 4.00% APY
    • 13-Month CD - 3.95% APY
    • 36-Month CD - 3.95% APY
    • 6-Month CD - 3.90% APY
    • 30-Month CD - 3.90% APY
    • 11-Month CD - 3.75% APY
    • 24-Month CD - 3.75% APY
    • 27-Month High-Yield CD - 3.75% APY
    • 9-Month CD - 3.70% APY
    Locations
    Online only

Information sourced from the published website as of 01/17/2026.

 

Sallie Mae Bank

Marcus by Goldman Sachs

 

Benefits and Features

Savings 3.65% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
CD
  • 12-Month CD - 4.00% APY
  • 15-Month CD - 4.00% APY
  • 60-Month CD - 4.00% APY
  • 13-Month CD - 3.95% APY
  • 36-Month CD - 3.95% APY
  • 6-Month CD - 3.90% APY
  • 30-Month CD - 3.90% APY
  • 11-Month CD - 3.75% APY
  • 24-Month CD - 3.75% APY
  • 27-Month High-Yield CD - 3.75% APY
  • 9-Month CD - 3.70% APY
3.85% to 4.05% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.00%. $500 minimum to open. No monthly service fee.
Checking 
N/A
Money Market 
N/A
Mobile App 
iOS & Android
ATMs 
None
Customer Service Mon - Sat: 8 am - 10 pm ET
Sat - Sun: 9 am - 7 pm ET
Locations
Online only
Online only

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Sallie Mae Bank: Information sourced from the published website as of 01/17/2026.

Marcus: Information including rates, fees, terms, and benefits was obtained on December 17, 2025 from published websites and is believed to be accurate, but not guaranteed.

12-Month CD - 4.00% APY

15-Month CD - 4.00% APY

60-Month CD - 4.00% APY

13-Month CD - 3.95% APY

36-Month CD - 3.95% APY

30-Month CD - 3.90% APY

6-Month CD - 3.90% APY

11-Month CD - 3.75% APY

24-Month CD - 3.75% APY

18-Month CD - 3.70% APY

9-Month CD - 3.70% APY

Money Market Account - 3.65% APY

  • No monthly maintenance fees
  • No minimum balance requirement
  • FDIC insured

Certificate of Deposit

TermAPY
6 Months3.90%
9 Months3.70%
11 Months3.75%
12 Months4.00%
13 Months3.95%
15 Months4.00%
18 Months3.70%
24 Months3.75%
30 Months3.90%
36 Months3.95%
60 Months4.00%


Sallie Mae Bank Alternatives

Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
Bank of America
Member FDIC

Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer

Expires 12/31/2026
  • The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2026.
  • To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
    Balance RequirementCash Bonus Tier
    $5,000$400
    $15,000$750
  • Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
  • After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
U.S. Bank
Member FDIC

U.S. Bank Business Essentials - $400 Bonus

Expires 3/31/2026

Promo code Q1AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 1/15/2026 and 3/31/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.

Business Essentials: $400 bonus with $5,000 new money deposits, daily balance, and 6 qualifying transactions.

Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank Mobile Check Deposit, electronic or paper checks, Bill Pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.

New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.

Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.

Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.

All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC

CIT Bank
Member FDIC

CIT Bank Platinum Savings - $300 Bonus

Expires 1/28/2026
  • Qualify for a $300 cash bonus with a minimum deposit of $50,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Overview
Disclosures
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 3/31/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 03/31/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC


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More Bank Promotions

Marcus

Marcus Online Savings - Earn 3.65% APY
Wells Fargo
Member FDIC

Wells Fargo Promotions

Wells Fargo Everyday Checking Account - $325 Bonus
Bank of America
Member FDIC

Bank of America Offer Code

Bank of America Advantage Banking - Up to $500 Cash Offer

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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