Relay Promotions

Relay is currently offering one promotion. Read our in-depth review of Relay to see why Relay scored 4.6 stars out of 5. We like their up to 20 checking accounts, up to 50 debit cards, $0 monthly fee, and earn interest with automated savings.

No-Fee Business Checking

$0 monthly service fee
$0 minimum opening deposit
Open up to 20 individual business checking accounts
Earn up to 2.68% APY with automated savings
Issue up to 50 Visa® debit cards to your team

Banking services provided by Thread Bank, Member FDIC.

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Free Checking Account for Small Business Owners

Sign up in 3 minutes; no credit check
No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
Automatic Savings
Get paid up to 2 days early

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

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Free Business Checking

$0 monthly service fee
$50 deposit to unlock all features
ATM fee refunds up to $7 per month

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

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Relay Offers You May Have Missed

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25%

25% Discount on Scale Plan

Go to Relay Website

Expired 12/7/2025

Get Scale Plan for $90/month instead of $120/month. This offer is for a limited time only and may change without notice.

In-Depth Review

Highlights

Savings
Earn up to 2.68% APY. Earn 0.91% APY on Starter Plan, 1.55% APY on Grow Plan, and 2.68% APY on Scale Plan.

Checking
Up to 20 individual business checking accounts; no monthly fees; no overdraft fees

Read: Best Bank to Open a Checking Account

Compare: Relay vs Chase

Monthly Fee
$0

Compare: Relay vs Novo

APY
N/A

Compare: Relay vs Bluevine

Minimum Deposit to Open
$0

Compare: Relay vs Lili

ACH Transfer Fee
$0

ATMs
55,000+ AllPoint ATMs

Balance Requirement
None

Cash Deposit Fee
$0 for cash deposits at Allpoint ATMs

Compare: Relay vs Found

Customer Service
Phone: Monday - Friday, 9 am - 5 pm ET; Email: Everyday

Compare: Relay vs Wells Fargo

Incoming Wire Transfer Fee
$0

Locations
Online only

Compare: Relay vs U.S. Bank

Out of Network ATM Fee
Fee from ATM owner

Outgoing Wire Transfer Fee
$5 for domestic; $10 for international

Overdraft Fee
$0

More Information

For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	Relay	Novo

	Visit Site	Visit Site
	Benefits and Features
Savings	Earn up to 2.68% APY. Earn 0.91% APY on Starter Plan, 1.55% APY on Grow Plan, and 2.68% APY on Scale Plan.	No savings account, but you add up to 20 Reserves
Checking	Up to 20 individual business checking accounts; no monthly fees; no overdraft fees	No monthly fees; no balance requirements
Monthly Fee	$0	$0
APY	N/A	N/A
Minimum Deposit to Open	$0	$50 to access all Novo's features
ACH Transfer Fee	$0	$0
ATMs	55,000+ AllPoint ATMs	up to $7 per month reimbursement of ATM fees worldwide
Balance Requirement	None	None
Cash Deposit Fee	$0 for cash deposits at Allpoint ATMs	N/A
Customer Service	Phone: Monday - Friday, 9 am - 5 pm ET; Email: Everyday	Phone, email, or in-app messaging: Monday - Friday, 9 am - 6 pm EST
Incoming Wire Transfer Fee	$0	$0
Locations	Online only	Online only
Out of Network ATM Fee	Fee from ATM owner	up to $7 per month ATM fee reimbursement
Outgoing Wire Transfer Fee	$5 for domestic; $10 for international	N/A
Overdraft Fee	$0	$0
	Visit Site	Visit Site
Novo: Pricing information from published website as of 09/27/2025.