Live Oak Bank Promotions

After boost is completed, you will continue to earn our best standard rates:

• Needs to use promo code to qualify: CITBoost
• Boost lasts 6 months over standard APY
• Tiered account
• $100 minimum account opening
• Member FDIC
• No Monthly Service fees
• No account opening fees

• The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
• The offer is for new checking customers only.
• Offer expires 05/31/2026.
• To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.

  Cash Bonus	Total Qualifying Direct Deposits
  $100	$2,000
  $300	$5,000
  $500	$10,000+

• If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
• Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
• Additional terms and conditions apply. See offer page for more details.
• *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
• Bank of America, N.A. Member FDIC.

• 3.75% APY with a balance of $5,000 or more
• 0.25% APY with a balance of less than $5,000
• $100 minimum opening deposit
• No monthly maintenance fee
• Member FDIC

1. Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
2. Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
3. Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

• $100 minimum opening deposit
• No monthly maintenance fee
• Member FDIC

Discover all that Premier can do for you

• Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
• Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
• Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

1. Open a Premier checking account by June 30, 2026
2. Add your desired level of deposits and/or eligible investments within 20 days
   • Get $1,500: Deposit or invest $150,000 to $249,999
   • Get $2,500: Deposit or invest $250,000 to $499,999
   • Get $3,500: Deposit or invest $500,000 to $999,999
   • Get $5,000: Deposit or invest $1,000,000+
3. Maintain your balances for 3 full consecutive months
4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

• $0 monthly service fee
• $0 minimum opening deposit
• Open up to 20 individual business checking accounts
• Earn up to 2.68% APY with automated savings
• Issue up to 50 Visa® debit cards to your team

• Sign up in 3 minutes; no credit check
• No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
• Automatic Savings
• Get paid up to 2 days early
• Savings with up to 4.00% APY