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Georgia's Own Credit Union Promotions

3.62%

1-Year CD - 3.62% APY

3.62%

6-Month CD - 3.62% APY

2.90%

5-Year CD - 2.90% APY

$240

Personal Checking Account - Up to $240 Bonus

Open a new All Access Checking account online. Use promo code BONUS240 at account opening. Make 15 debit card transactions per statement cycle. Set up and receive qualifying direct deposits totaling $1,500 per statement cycle. Enroll in online banking. Earn $20 for every statement cycle in which the requirements are completed.

Expires 6/30/2026
$100

Referral Program - $100 Bonus

Earn $50 for every referred client who who funds their private education line of credit or student refinance loan, and completes qualifying activities. Referred client earns $100.

HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Chase
Member FDIC

Chase Total Checking® - $400 Bonus

Expires 7/15/2026
  • New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
  • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
  • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
  • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
  • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Chase
Member FDIC

Chase Secure Banking℠ - $125 Bonus

Expires 7/15/2026
  • New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
  • $0 Monthly Service Fee for customers age 17-24.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
  • JPMorgan Chase Bank, N.A. Member FDIC.

Don't miss another hot deal. Check back often at CreditDonkey.

$200

Personal Checking Account - $200 Bonus

Open a new All Access Checking account online. Use promo code WELCOME26 at account opening. Make 15 debit card transactions per statement cycle for the first two consecutive statement cycles. Set up and receive qualifying direct deposits per statement cycle for the first two consecutive statement cycles. Enroll in online banking.

Expired 3/31/2026
$750

Personal Checking and Savings Account - $750 Bonus

Open a new All Access Checking account online. Use promo code WELCOMEFALL at account opening. Set up and receive qualifying direct deposits totaling $2,500 or more for two consecutive statement cycles. Complete 10 debit card transactions for each of the two statement cycles following account opening. Enroll in online banking.

Open a new Georgia's Own Primary Savings account. Use promo code WELCOMEFALL at account opening. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of promotion enrollment. Maintain a balance of at least $15,000 in the savings account for 90 days.

Expired 12/31/2025
$300

Personal Checking Account - $300 Bonus

Open a new All Access Checking account online. Use promo code WELCOMEFALL at account opening. Set up and receive qualifying direct deposits totaling $2,500 or more for two consecutive statement cycles. Complete 10 debit card transactions for each of the two statement cycles following account opening. Enroll in online banking.

Expired 12/31/2025
$200

Personal Savings Account - $200 Bonus

Open a new Georgia's Own Primary Savings account. Use promo code WELCOMEFALL at account opening. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of promotion enrollment. Maintain a balance of at least $15,000 in the savings account for 90 days.

Expired 12/31/2025
$200

Personal Checking Account - $200 Bonus

Open a new All Access Checking account. Set up and receive qualifying direct deposits of $2,500 or more per statement cycle. Complete 10 debit card transactions within each of the two statement cycles after account opening. Enroll in online banking.

Expired 10/31/2025
$50

Youth Savings Account - Up to $50 Bonus

Open a new Coindexter Club savings account. Your first deposit made on December 1-31, 2023 will be matched, up to $50. Coindexter Club savings account available for ages 13 and younger.

Expired 12/31/2023
$400

Personal Checking Account - $400 Bonus

Open a new Perks+ Checking account. Establish monthly direct deposit(s) of at least $2,500 per statement cycle. Complete 6 debit card transactions within each of the 2 statement cycles after account opening. Sign up for online banking.

Expired 4/30/2023
$100

Personal Checking Account - $100 Bonus

Open a new All Access Checking account. Establish monthly direct deposit(s) of at least $500 per statement cycle. Complete 6 debit card transactions within each of the 2 statement cycles after account opening. Sign up for online banking.

Expired 7/31/2022
$100

Student Checking Account - $100 Bonus

Open a new i[check] account. Establish monthly direct deposit(s) of at least $500 per statement cycle. Complete 6 debit card transactions within each of the 2 statement cycles after account opening. Sign up for online banking. i[check] account is for teens and young adults ages 14 to 25 years old.

Expired 7/31/2022
$200

Personal Checking Account - $200 Bonus

Online offer only. Open a Perks+ Checking account with online banking. Make 6 debit card transactions within each of the two statement cycles after account opening, and make qualifying direct deposits totaling at least $1,000 per statement cycle.

Expired 8/31/2020

Georgia's Own Credit Union Checking Bonus

What is the checking bonus at Georgia's Own Credit Union?

Georgia's Own Credit Union CD Rates

What is Georgia's Own Credit Union's CD rates?
  • 6-Month CD - 3.62% APY
  • 1-Year CD - 3.62% APY
  • 5-Year CD - 2.90% APY

Information sourced from the published website as of 02/27/2026.


Georgia's Own Credit Union Alternatives

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 6/30/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 9/30/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

KeyBank
Member FDIC

Key Select Checking® - $500 Bonus

Expires 12/11/2026
Earn $500 after qualified activities until 12.11.26 with interest-bearing Key Select Checking®.

  • Open a Key Select Checking® account online by December 11, 2026.
  • Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
  • Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
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