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First Horizon Bank Promotions

BizEssentials Checking

  • $0 monthly fee
  • No fee on first 250 transactions each month
  • No fee on first $5,000 deposited in coin and currency each month

Regular CD

TermAPY
30 Days0.05%
60 Days0.05%
90 Days0.05%
180 Days0.10%
270 Days0.10%
12 Months0.10%
24 Months0.10%
36 Months0.10%
48 Months0.10%
60 Months0.10%

Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 1/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 1/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.

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$450

Personal Checking Account - $450 Bonus

Open a new FirstView or SmartView Checking account. Set up and receive qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Account must remain open and in good standing for at least 90 days.

Expired 11/29/2025
$700

Personal Checking and Savings Account - $700 Bonus

Open a new FirstView Checking account. Set up and receive qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Account must remain open and in good standing for at least 90 days.

Open a new Traditional Savings account at the same time as the checking account. Deposit a total of $3,000 or more in new funds within 30 days of account opening. Maintain a minimum $3,000 balance for 90 days from the day of the deposit.

Expired 11/29/2025
$800

Business Checking Account - $800 Bonus

Open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account. Deposit $25,000 or more into the account within 15 days of account opening. Maintain an average daily collected balance of $25,000 or more for the first 3 full statement cycles. Complete 20 qualifying transactions within the first 3 full statement cycles.

Expired 11/29/2025
$450

Personal Checking Account - $450 Bonus

Open a new FirstView or SmartView Checking account. Set up and receive qualifying direct deposits totaling $2,000 or more within 90 days of account opening. Account must remain open and in good standing for at least 90 days.

Expired 7/15/2025
$400

Business Checking Account - $400 Bonus

Open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account. Deposit $5,000 or more into the account within 15 days of account opening. Maintain an average daily collected balance of $5,000 or more for the first 3 full statement cycles. Complete 20 qualifying transactions within the first 3 full statement cycles.

Expired 6/30/2025
5.15%

6-Month CD - 5.15% APY

Expired 10/22/2024
$450

Personal Checking Account - $450 Bonus

Open a new FirstView Checking account. Maintain an average daily balance of $5,000 and make at least 10 qualifying transactions for each statement cycle for the first three full statement cycles.

Expired 4/30/2024
$400

Merchant Services Account - $400 Bonus

Open a new First Horizon Bank Merchant Services account by 9/30/21 and activate by 10/31/21. Use promo code MSJRNY. A new or existing First Horizon Bank business checking account is also required to take advantage of this offer. Have a gross credit card sales processing of at least $300,0001 to receive $400 bonus. $400 will be deposited to your business checking account within 6 weeks after completing requirements.

Expired 9/30/2021
$250

Merchant Services Account - $250 Bonus

Open a new First Horizon Bank Merchant Services account by 9/30/21 and activate by 10/31/21. Use promo code MSJRNY. A new or existing First Horizon Bank business checking account is also required to take advantage of this offer. Have a gross credit card sales processing of $55,001 to $300,000 to receive $250 bonus. $250 will be deposited to your business checking account within 6 weeks after completing requirements.

Expired 9/30/2021
$100

Merchant Services Account - $100 Bonus

Open a new First Horizon Bank Merchant Services account by 9/30/21 and activate by 10/31/21. Use promo code MSJRNY. A new or existing First Horizon Bank business checking account is also required to take advantage of this offer. Have a gross credit card sales processing of less than $55,000 to receive $100 bonus. $100 will be deposited to your business checking account within 6 weeks after completing requirements.

Expired 9/30/2021

    Highlights

    Locations
    418 branch locations in the states of Alabama, Arkansas, Tennessee, Florida, Georgia, Louisiana, New York, North Carolina, South Carolina, Texas, and Virginia

Pricing information from published website as of 01/16/2026 based on 91107 zip code.

 

First Horizon Bank

TD Bank

 

Benefits and Features

Savings 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
CD up to 3.49% APY (up to 3.51% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
Checking TD Complete Checking, TD Beyond Checking, TD Essential Banking
Mobile App 
iOS & Android
ATMs 2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
Customer Service 24/7 Live Customer Service (Telephone)
IRA CD up to 3.49% APY (up to 3.51% for Promotional APY. Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
Locations418 branch locations in the states of Alabama, Arkansas, Tennessee, Florida, Georgia, Louisiana, New York, North Carolina, South Carolina, Texas, and Virginia
over 1,100 locations

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

First Horizon Bank: Pricing information from published website as of 01/16/2026 based on 91107 zip code.

TD Bank: Pricing information from published website as of 12/20/2025 based on 08034 zip code.


First Horizon Bank Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer

Expires 12/31/2026
  • The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2026.
  • To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
    Balance RequirementCash Bonus Tier
    $5,000$400
    $15,000$750
  • Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
  • After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
U.S. Bank
Member FDIC

U.S. Bank Business Essentials - $400 Bonus

Expires 3/31/2026

Promo code Q1AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 1/15/2026 and 3/31/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.

Business Essentials: $400 bonus with $5,000 new money deposits, daily balance, and 6 qualifying transactions.

Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank Mobile Check Deposit, electronic or paper checks, Bill Pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.

New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.

Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.

Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.

All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC

CIT Bank
Member FDIC

CIT Bank Platinum Savings - $300 Bonus

Expires 1/28/2026
  • Qualify for a $300 cash bonus with a minimum deposit of $50,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Overview
Disclosures
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 3/31/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 03/31/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC


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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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