Commerce Bank Promotions
Savings Account - $100 Bonus
Open up to 5 savings account and make monthly savings deposit for 11 months in a row to receive a reward of up to $20 on your 12th month.The bonus is the average of your deposits made to each myRewards Savings account during the previous 11 consecutive months. Up to a maximum of $40 per household for all eligible accounts. You may not have more than 4 withdrawals per year, per myRewards Savings account
Referral Program - $100 Bonus
Earn $100 Visa® Reward Card for every referred client who successfully opens a new qualifying account, and completes qualifying activities.
Compare Promotions
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Commerce Bank Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Checking Account - $700 Bonus
Open a new qualifying checking account. Use promo code Oct25NewBonus at account opening. Set up and receive recurring direct deposits totaling $5,000 or more by March 9, 2026.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code Oct25NewBonus at account opening. Complete 10 or more debit card purchases by March 9, 2026. Maintain a balance of at least $300 in the account until March 9, 2026.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code Oct25NewBonus at account opening. Set up and receive recurring direct deposits totaling $3,000 - $4,999.99 by March 9, 2026.
Personal Checking Account - $700 Bonus
Open a new qualifying checking account. Use promo code Jul25NewBonus at account opening. Set up and receive recurring direct deposits totaling $5,000 or more by December 29, 2025.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code Jul25NewBonus at account opening. Set up and receive recurring direct deposits totaling $3,000 - $4,999.99 by December 29, 2025.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code Jul25NewBonus at account opening. Complete 10 or more debit card purchases by December 29, 2025. Maintain a balance of at least $300 in the account until December 29, 2025.
Personal Checking Account - $700 Bonus
Open a new qualifying checking account. Use promo code May25NewBonus at account opening. Set up and receive recurring direct deposits totaling $5,000 or more by October 25, 2025.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code May25NewBonus at account opening. Complete 10 or more debit card purchases by October 25, 2025. Maintain a balance of at least $300 in the account until October 25, 2025.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code May25NewBonus at account opening. Set up and receive recurring direct deposits totaling $3,000 - $4,999.99 by October 25, 2025.
Money Market Account - $200 Bonus
Open a myRewards Money Market account and get rewarded with a bonus of a half percent on the average collected month-end balance for the previous 12 months. Receive a maximum reward of $200 each and every year.
Commerce Bank CD Rates
- 11-Month CD - Up to 3.90% APY
- 18-Month CD - 3.20% APY
Information sourced from the published website as of 02/23/2026.
Commerce Bank | U.S. Bank | |
|---|---|---|
Benefits and Features | ||
| Savings | Bank Smartly® Savings: Minimum deposit $25. Monthly maintenance fee $5, unless you have a Bank Smartly® Checking, or Safe Debit account, or Bank Smartly™ Visa Signature® card, or for accounts with a minor under the age of 18. | |
| CD | Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000. | |
| Checking | ||
| Money Market | 0.01% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee is $10 unless you open a U.S. Bank Smartly Checking account and enroll in the Smart Rewards® Gold tier or above, or maintain a $10,000 minimum daily balance. | |
| Mobile App | ||
| ATMs | 4,700+ U.S. Bank ATMs across the country | |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| IRA Money Market | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. | |
| Locations | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Commerce Bank: Information sourced from the published website as of 02/23/2026. U.S. Bank: Pricing information from published website as of 04/28/2026 based on 91107 zip code. | ||
Commerce Bank Alternatives
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 2.68% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Recent Mentions
