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Personal Capital vs Stash

Personal Capital is a free advanced tools plus hybrid advisory service for people with over $100k in investments. How does it compare to Stash? Read our comparison chart below.

Personal Capital offers free advanced financial tools and paid wealth management services.

While Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.

Compare Personal Capital with Stash, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Personal CapitalStash
 Visit SiteVisit Site
 

Personal Capital

Stash

SPECIAL OFFER
Get Started with Personal Capital - Learn More

Read Personal Capital Review

SPECIAL OFFER
Sign Up and Get $5 - Learn More

Read Stash Review

 

Benefits and Features

Stock Trading 
Check
Annual Fee0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 millionSTASH Beginner ($1/mo)
STASH Growth ($3/mo)
STASH+ ($9/mo)
Minimum Deposit
$100,000
$0
Phone Support
Yes
Yes - normal business hours, plus Sat & Sun 11a-5p ET
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
Yes
No
Robo Advisor
Check
 
Assets Under Management
$11.6 Billion
$530 Million
Tax Loss Harvesting
Yes
No
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
Yes
iPhone App
Yes
Yes
Android App
Yes
Yes
Banking All users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 19,000+ ATMS.
Mobile App 
Yes
Single Stock Diversification
Yes
 
Fractional Shares
No
Yes
Taxable Accounts
Yes
Yes
401k Plans
Yes
No
IRA Accounts
Yes
Yes
Roth IRA Accounts
Yes
Yes
SEP IRA Accounts
Yes
No
Trust Accounts
Yes
No
529 Plans
Yes
No
 

CreditDonkey® Reviews

 Personal CapitalStash
Human AdvisorsStarStarStarStarStar
Robo AdvisorStarStarStarEmpty StarEmpty Star
PriceStarStarStarStarStar
Goal TrackerStarStarStarStarStar
Customer ServiceStarStarStarStarStarStarStarStarEmpty StarEmpty Star
BudgetingStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStar
Investment TrackingStarStarStarStarStar
Retirement PlanningStarStarStarStarStar
Annual FeeStarStarStarHalf StarEmpty Star
Minimum DepositStarStarStarStarStar
Pros & ConsPros:
  • Retirement planner
  • Free portfolio advice
  • Robo plus human advisors
Cons:
  • $100,000 min for advisory service
  • Higher fees than competitors
Pros:
  • $1 to invest
  • Guidance to beginners
  • Automatically invest extra funds
Cons:
  • Fees are high for small balances
  • High ETF expense ratio
  • Limited research
Bottom LineFree advanced tools plus hybrid advisory service for people with over $100k in investments... Read full reviewGood investment app to guide beginners to invest with as little as $1... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Personal Capital: Pricing information from published website as of 04/30/2020

Stash: Pricing information from published website as of 08/14/2019

Stash: CreditDonkey is a paid Affiliate/partner of Stash. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

Which is Better: Personal Capital or Stash?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Personal Capital or Ally Invest.

In short: Personal Capital's customer service is outstanding.


Articles on Personal Capital

Personal Capital

Personal Capital is a free financial tool. But is it legit? Find out how they make money and if it's safe to use.

Is Personal Capital Safe

Personal Capital offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Personal Capital is.

Personal Capital vs Quicken

Quicken is the oldest name in personal finance software, while Personal Capital is newer and offers advanced tools for free. Read on to see if it's a good alternative to Quicken.

Personal Capital vs Mint

Personal Capital and Mint are popular money management apps. Read this review to find out how they compare and which one is better for you.

Articles on Stash

Stash

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

Which Do You Think is Best?





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