Personal Capital vs Ally Invest

Personal Capital is a free advanced tools plus hybrid advisory service for people with over $100k in investments. How does it compare to Ally Invest? Read our comparison chart below.

Personal Capital offers free advanced financial tools and paid wealth management services.

While Ally Invest (formerly TradeKing) offers stock trades at $0 per trade and options trading at $0 + $0.50 per contract. There is no minimum deposit.

Compare Personal Capital with Ally Invest, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Personal Capital	Ally Invest


	SPECIAL OFFER Get Started with Personal Capital - Learn More Read Personal Capital Review	SPECIAL OFFER Commission-Free Stock Trades - Learn More Read Ally Invest Review
	Benefits and Features
Stock Trading		$0 per trade
Options Trading		$0 base + $0.50 per contract
Annual Fee	0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million
Minimum Deposit	$100,000	$0
Mutual Fund Trading		$0 to buy/sell load mutual funds $9.95 to buy/sell no load mutual funds
Commission Free ETFs		500+
Phone Support	Yes
Live Chat Support	No
Email Support	Yes
Human Advisors	Yes
Robo Advisor
Assets Under Management	$11.6 Billion
Penny Stocks		$0.01 per share on the entire order for stocks priced less than $2.00.
Tax Loss Harvesting	Yes
Goal Tracker	Yes
Automatic Deposits	Yes
Broker Assisted Trades		$20 + Regular Commission
Customer Service		(855) 880-2559
Online Platform	Yes
iPhone App	Yes
Android App	Yes
Banking		Integrated with banking on ally.com. Manage your Ally banking and investment accounts in one place.
Mobile App
Forex Trading
Single Stock Diversification	Yes
Fractional Shares	No
Taxable Accounts	Yes
401k Plans	Yes
IRA Accounts	Yes
Roth IRA Accounts	Yes
SEP IRA Accounts	Yes
Trust Accounts	Yes
529 Plans	Yes
	CreditDonkey® Reviews

Human Advisors
Robo Advisor
Price
Goal Tracker
Customer Service
Budgeting
Ease of Use
Investment Tracking
Retirement Planning
Stock Trading
Options Trading
Banking
Mobile App
Commissions and Fees
Online Community
Research
Trading Platform
Pros & Cons	Pros: Retirement planner Free portfolio advice Robo plus human advisors Cons: $100,000 min for advisory service Higher fees than competitors	Pros: Low commission for stock trades No account minimums Ally platform Cons: No physical locations
Bottom Line	Free advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review	Good low-price discount stock broker for savvy investors... Read full review

	Get Started with Personal Capital Join Personal Capital For Free Learn more about the Personal Capital Difference	Commission-Free Stock Trades $3,500 Cash Bonus Get Up to $3,500 Cash Bonus
What Others View	Betterment	E*TRADE Robinhood
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Personal Capital: Pricing information from published website as of 04/30/2020 Ally Invest: Pricing information from published website as of 07/18/2019.

Which is Better: Personal Capital or Ally Invest?

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In short: Personal Capital's ease of use is outstanding.

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