North One vs Helcim

North One is a good business banking features and tools with no monthly fees. How does it compare to Helcim? Read our comparison chart below.

North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

Compare North One with Helcim, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	North OneNovoBluevineSquareStripePayment Depot
	Learn More	Visit Site
	North One	Helcim
	SPECIAL OFFER North One Plus Business Banking - Up to 3.00% APY - Learn More Read North One Review	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review
	Benefits and Features
Savings	No savings account, but you can create unlimited envelopes for savings goals
Checking	$0 monthly fee; no balance requirements
Monthly Fee	$0	No monthly fees
Equipment		$99 for Helcim Card Reader; $329 for Helcim Smart Terminal
Cash Deposit Fee	up to $4.95 with Green Dot locations; 1 reimbursement/month (Standard members); 3 reimbursement/month (Plus members)
Customer Service	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.	Phone, email, or schedule callback
Fraud Prevention Tools
Invoice Management
Recurring Billing
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Price
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: No monthly fees Unlimited envelopes App integrations Cons: No international wires Up to $4.95 cash deposit fee	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only 2 equipment options Not for high-risk businesses
Bottom Line	Good business banking features and tools with no monthly fees... Read full review	Excellent interchange-plus provider if you're looking for overall value and service... Read full review
	Learn More	Visit Site
	North One Plus Business Banking - Up to 3.00% APY North One Free Business Banking - Up to 2.50% APY Business Referral Program - $50 Bonus	Start Accepting Payments Fast Helcim Card Reader for $99 Helcim Pricing
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. North One: Information sourced from the published website as of 07/26/2025.

Start Accepting Payments Fast

Learn More

• Interchange Plus Pricing
• No Monthly Fees
• No Contracts

Helcim Card Reader for $99

Learn More

• Tap & Pay
• Chip & PIN
• PIN Debit
• Email receipts
• Inventory and customer tracking
• Analytics & reporting
• Batch history
• Card on file

Helcim Pricing

Monthly Volume	In-person Transactions	Online and Keyed Transactions
$0 - $50,000	Interchange + 0.40% + 8¢	Interchange + 0.50% + 25¢
$50,001 - $100,000	Interchange + 0.35% + 7¢	Interchange + 0.45% + 20¢
$100,001 - $500,000	Interchange + 0.25% + 7¢	Interchange + 0.35% + 20¢
$500,001 - $1,000,000	Interchange + 0.20% + 6¢	Interchange + 0.25% + 15¢
$1,000,001+	Interchange + 0.15% + 6¢	Interchange + 0.15% + 15¢

Learn More

Which is Better: North One or Helcim?

Still need help deciding which business is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.

Articles on North One

NorthOne

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Helcim Review

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