First Merchants Bank Promotions
Personal Checking Account - $600 Bonus
Open a new Prosper Plus Checking account. Use promo code MIPROSPER at account opening. Deposit at least $25,000 within the first 7 calendar days of account opening. Maintain a minimum daily balance of $25,000 beginning the 8th calendar day through the 90th calendar day after account opening.
Personal Checking Account - $400 Bonus
Open a new Prosper Checking account. Use promo code MIPROSPER at account opening. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
Referral Program - Up to $500 Bonus
Earn $50 Mastercard® Reward Card for every referral who successfully opens a qualifying personal checking account, and completes all qualifying requirements. You can earn up to $500 per calendar year.
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HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
- New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
First Merchants Bank Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Business Checking Account - $750 Bonus
Open a new Basic Business Checking account. Enroll in the “BUS2025 Checking Offer” through an FMB banker. Deposit a total of at least $15,000 within the first 7 calendar days of account opening. Maintain a monthly average collected balance of $5,000 or pay a $20 monthly service fee.
Personal Checking Account - $500 Bonus
Open a new Advantage Checking account. Use promo code SOCIAL25-2 at account opening. Earn $500 by setting up and completing one qualifying payroll Direct Deposit of $500 or more in the first 90 days of account opening.
Personal Checking Account - $300 Bonus
Open a new Advantage Checking account. Use promo code SOCIAL25 Checking Offer at account opening. Complete the following monthly requirements for 3 months following the account opening date: make 15 debit card transactions or payments of at least $10 each, maintain a minimum daily balance of $1,500 or more, and set up and receive one qualifying payroll direct deposit of $500 or more.
Personal Checking Account - $250 Bonus
Open a new First Merchants Advantage Checking account. Use promo code ATM250 Checking Offer when opening in a branch or promo code ATM250 when opening online. Complete 10 or more qualifying debit card transactions or payments of at least $10 per month for the first 3 months after account opening. Set up and receive one qualifying direct deposit of $500 or more per month for the first 3 months after account opening.
Personal Checking Account - $400 Bonus
Open a new First Merchants Elite Checking account. Use promo code BANKOFFERS0722 at account opening. Establish at least 1 direct deposit of $500 or more, and complete 15 debit card transactions within 60 days of account opening.
Personal Checking Account - $200 Bonus
Open a new First Merchants First Direct Checking account. Use promo code BANKOFFERS0722 at account opening. Establish at least 1 direct deposit of $500 or more, and complete 15 debit card transactions within 60 days of account opening.
Personal Checking Account - $200 Bonus
Open a new First Merchants Advantage Checking account. Use promo code BANKOFFERS0722 at account opening. Establish at least 1 direct deposit of $500 or more, and complete 15 debit card transactions within 60 days of account opening.
Personal Checking Account - $50 Bonus
Open a new First Merchants Carefree Checking account. Use promo code BANKOFFERS0722 at account opening. Establish at least 1 direct deposit of $500 or more, and complete 15 debit card transactions within 60 days of account opening.
Personal Checking Account - $50 Bonus
Open a new First Merchants Simple Access Checking account. Use promo code BANKOFFERS0722 at account opening. Establish at least 1 direct deposit of $500 or more, and complete 15 debit card transactions within 60 days of account opening.
Personal Checking Account - $400 Bonus
Open a new First Merchants Elite Checking account. Use promo code BANKOFFERS at account opening. Establish at least 1 direct deposit of $500 or more, and complete 15 debit card transactions within 60 days of account opening.
First Merchants Bank Checking Bonus
Information sourced from the published website as of 02/26/2026.
First Merchants Bank Alternatives
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by December 11, 2026.
- Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
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