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Fidelity vs Goldco

Fidelity is a cash management account with a decent APY. How does it compare to Goldco? Read our comparison chart below.

Fidelity offers stock trades at $0 per trade and more than 180 branch locations. There is no minimum deposit.

While Goldco is one of the most popular gold IRA companies. It stands out for its large selection of IRS-approved gold and silver coins, highest price buyback guarantee, and thousands of 5-star reviews. The minimum investment is $25,000.

Compare Fidelity with Goldco, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Goldco
 Learn MoreVisit Site
 

Fidelity

Goldco

SPECIAL OFFER
Commission-Free Trading - Online Stock, ETF and Option Trades - Learn More

Read Fidelity Review

SPECIAL OFFER
Free Gold IRA Kit - Learn More

Read Goldco Review

 

Benefits and Features

Stock Trading
$0
 
Options Trading
$0.65 per contract
 
Annual Fee
None
Varies depending on custodian
Cryptocurrency Trading
$0
 
Minimum Deposit 
$25,000
Mutual Fund Trading
Yes
 
Gold IRA 
Check
Inactivity Fee
$0
 
Maintenance Fee
$0
 
Setup Fee 
$50
Banking
No
 
Mobile App
Yes
 
Silver IRA 
Check
Platinum IRA 
Check
Palladium IRA 
Check
 

CreditDonkey® Reviews

 Goldco
SavingsStarStarStarEmpty StarEmpty Star
FeesStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarStar
Minimum DepositStarStarStarHalf StarEmpty Star
Gold IRAStarStarStarStarEmpty Star
SafetyStarStarStarStarStar
Pros & ConsPros:
  • $0 monthly service fee
  • No minimum balance
  • Free debit card
Cons:
  • Relatively low APY
  • Few physical branches
Pros:
  • Highest buyback price guarantee
  • Free silver promotion
  • A+ BBB rating
Cons:
  • $25,000 min
  • Higher transaction fees
Bottom LineCash management account with a decent APY... Read full reviewVery reputable Gold IRA account, but fees are higher than competitors... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Fidelity: Pricing information from published website as of 11/22/2023.

Goldco: The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage. Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.

Goldco

Free Gold IRA Kit

  • Up to $10,000 in free silver for eligible customers
  • Highest buyback price, guaranteed
  • Endorsed by Sean Hannity and Chuck Norris
Goldco

Get Up to $10,000 in Free Silver

Open a qualifying gold IRA and get up to $10,000 in free silver

Which is Better: Fidelity or Goldco?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Fidelity or Robinhood.

In short: Fidelity's fees is excellent. Goldco's customer service is outstanding.


Articles on Fidelity

Fidelity High Yield Savings Review

Fidelity boasts an all-around account with no fees and a decent APY. But there's even more to discover. Keep reading.

Fidelity Investments

Thinking of opening a brokerage account with Fidelity? There are many reasons to love Fidelity and a few reasons to think about going elsewhere.

Articles on Goldco

Goldco Review

Is Goldco the best precious metals company? Find out the truth about the fees, common complaints, and minimum investment requirement in this review.

Which Do You Think is Best?





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