FamZoo vs Current

FamZoo is a good value family finance app with robust features. How does it compare to Current? Read our comparison chart below.

FamZoo is a virtual family banking app. It has more features than other similar apps, though there's no investing. Some unique features include IOUs, informal loans, first dibs chores, and parent-paid interest plans. The base cost is $5.99/mo per family, but you save more if you prepay.

While Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

Compare FamZoo with Current, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	FamZoo	Current

	Learn More	Visit Site
	SPECIAL OFFER FamZoo Prepaid Card for Kids and Teens - Learn More Read FamZoo Review	SPECIAL OFFER Build Credit While You Bank - Learn More Read Current Review
	Benefits and Features
Savings	Parents can set up a custom interest rate to encourage kids saving	Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000
Checking	Prepaid debit cards for multiple kids	Earn up to 15x points on purchases at participating merchants
Monthly Fee	$5.99 per month OR $59.90 for 12 months	$0
Kids Debit Card
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Any ATM, but the ATM owner may charge a fee.	Free access to 40,000+ Allpoint ATMs
	CreditDonkey® Reviews

Minimum Deposit
Price
Mobile App
Customer Service
Ease of Use
Education
Savings
Checking
Pros & Cons	Pros: One price for entire family No bank account needed Up to 60 day free trial Cons: No ATM network No investing App is dated	Pros: High savings rate Up to 15x cash back at 14k stores Ability to deposit cash Cons: No web platform Email-based support only Requires direct deposit to earn the boosted bonus
Bottom Line	Good value family finance app with robust features... Read full review	Simple, digital-only banking app with impressive bonus and cashback... Read full review
	Learn More	Visit Site
	FamZoo Prepaid Card for Kids and Teens	Build Credit While You Bank Current Savings - Up to 4.00% bonus Fee-Free Overdraft up to $200 with Overdrive
FamZoo: Pricing information from published website as of 05/01/2022 Current: Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Cross River Bank, Member FDIC. The Current Visa® Debit Card, and the Current Visa® secured charge card, which are issued by Cross River Bank, are both issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current deposit account is required to apply for the Current Visa® secured charge card. Independent approval required.

Build Credit While You Bank

Get Paid Up to 2 Days Faster
Build credit and earn points with every swipe
40,000 fee-free Allpoint ATMs in the U.S.
No credit check, minimum balance or hidden fees

Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Cross River Bank, Member FDIC. The Current Visa® Debit Card, and the Current Visa® secured charge card, which are issued by Cross River Bank, are both issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current deposit account is required to apply for the Current Visa® secured charge card. Independent approval required.

Current Savings - Up to 4.00% bonus

Learn More

4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
Simply add money to your Savings Pods and enable the Boost feature.
Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
Bonuses accumulate daily.