Excellent Credit

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At Chase's Secure Site	Chase Sapphire Reserve®
	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select Up to $100 application fee credit for Global Entry or TSA Pre✓®
	Our Review: An ultra premium travel credit card has arrived: the Chase Sapphire Reserve. Is it worth the $450 annual fee? Read this review to decide... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	N/A	19.24% - 26.24% Variable	$450

At Chase's Secure Site	Chase Freedom Unlimited®
	New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum No minimum to redeem for cash back Cash Back rewards do not expire as long as your account is open Free credit score, updated weekly with Credit Journey℠ No annual fee
	Our Review: With a double cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	0% for 15 months	0% for 15 months	17.24% - 25.99% Variable	$0

At American Express' Secure Site	SimplyCash® Plus Business Credit Card from American Express
	Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49% No annual fee Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors Terms apply See Rates & Fees

	Our Review: Do you want a simple way to earn cash back? True to its name, the SimplyCash® Plus Business Credit Card from American Express helps small-business owners earn cash back on purchases without having to think much about it. And they can get bonus cash back for purchases in specific categories, which we'll discuss below... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	0% on Purchases for 15 months	N/A	14.49% - 21.49% Variable	No annual fee

At Barclays' Secure Site	Barclaycard Arrival Plus® World Elite Mastercard®
	Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days Earn unlimited 2X miles on every purchase New - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app. Book travel your way-no airline, seat or hotel restrictions-and redeem your miles for travel statement credits Get 5% miles back to use toward your next redemption, every time you redeem No foreign transaction fees International Chip and PIN for use at self-service chip terminals around the world Miles don't expire as long as your account is open, active and in good standing See Rates & Fees

	Our Review: Is this 2x miles credit card worth the annual fee? Read on to see how the Barclaycard Arrival Plus® World Elite Mastercard® compares with other top travel rewards credit cards... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	0% for first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening	18.24%, 22.24% or 25.24% variable based on your creditworthiness	$89 (waived first year)

At American Express' Secure Site	American Express® Business Gold Card
	Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month 4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.* Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* Exclusive Offers: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,200.* Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.* Expense Management Tools: Connect to Quickbooks, access SpendManager(SM), receive a Year-End Summary, and more.* *Terms Apply See Rates & Fees

	Our Review: Is American Express® Business Gold Card worth it? It depends. Read this in-depth analysis BEFORE you apply... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	N/A	16.49% - 24.49% Variable	$295

At American Express' Secure Site	The Business Platinum® Card from American Express
	Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year. Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019. Terms Apply See Rates & Fees

	Our Review: The Business Platinum® Card from American Express offers travel-friendly benefits, including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But is it worth it? Read on to learn the pros and cons... Read full review
	Card Type	Annual Fee
	Business Charge Card	$595

At American Express' Secure Site	The Plum Card® from American Express
	Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back. Take up to 60 days to pay with no interest, if you pay your minimum due. Use the power of the Plum Card to buy big for your business. Unlock new opportunities with a spending limit that can grow with your business. Additional Employee Cards at no annual fee - and an early pay discount on employee spending. No Foreign Transaction Fees. Introductory annual fee of $0 for the first year, then $250 Terms & Restrictions Apply. See Rates & Fees

	Our Review: Is the Plum Card® from American Express worth it? Read on to see how this card can help business owners manage cash flow... Read full review
	Card Type	Annual Fee
	Business Charge Card	$0 introductory annual fee for the first year, then $250

At American Express' Secure Site	Business Green Rewards Card from American Express
	Earn 5,000 Membership Rewards® points after your first purchase on the Card Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website Earn one Membership Rewards® point for each dollar you spend on eligible purchases Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment $0 introductory annual fee for the first year, then $95 Terms & Limitations Apply See Rates & Fees

	Our Review: The Business Green Rewards Card from American Express gives you a way to flexibly manage your business expenses while earning reward points. But is it worth it? Read this review to compare... Read full review
	Card Type	Annual Fee
	Business Charge Card	$0 introductory annual fee for the first year, then $95

At Issuer's Secure Site	Mastercard® Black Card™
	Stainless Steel – Patented Black-PVD-Coated Metal Card 2% Value for Airfare Redemptions 1.5% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat Exclusive Luxury Card Travel Benefits $100 Annual Airline Credit Toward Qualifying Purchases $100 Global Entry Application Fee Credit Annual Fee: $495 ($195 for each Authorized User)

	Our Review: With a steep $495 annual fee, is the Mastercard® Black Card™ worth it? And how does the luxury benefits stack up against its competitors?... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	0% for first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.	17.24% (Variable)	$495 ($195 for each Authorized User)

At American Express' Secure Site	Gold Delta SkyMiles® Business Credit Card from American Express
	Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months. Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding. Pay no foreign transaction fees when you spend overseas. $0 introductory annual fee for the first year, then $95. Terms and limitations apply See Rates & Fees

	Our Review: Do you travel for business? Is Delta your go-to airline? If so, the Gold Delta SkyMiles® Business Credit Card from American Express could be your ticket to travel-related rewards... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	N/A	17.99% - 26.99% Variable	$0 introductory annual fee for the first year, then $95

Articles on Excellent Credit

American Express Platinum vs Visa Black

February 9, 2015 - By Ross Frasier - Reviews

Congratulations you, the frequent traveler, on graduating to the next level of travel rewards cards. Since airports have basically become your second home, you've decided to get the most out of them by joining the elite club of premium ...