Excellent Credit

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At Chase's Secure Site	Chase Sapphire Reserve®
	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select Up to $100 application fee credit for Global Entry or TSA Pre✓®
	Our Review: With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $450 annual fee is worth it for you... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	N/A	18.74% - 25.74% Variable	$450

At Chase's Secure Site	Chase Freedom Unlimited®
	Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5. No annual fee No minimum to redeem for cash back Cash Back rewards do not expire as long as your account is open
	Our Review: With a $150 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	0% for 15 months	0% for 15 months	16.74% - 25.49% Variable	$0

At American Express' Secure Site	American Express® Blue Business Cash Card
	Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee Terms Apply See Rates & Fees

	Our Review: American Express® Blue Business Cash Card offers 2% cash back on up to $50,000 in purchases per calendar year (then 1%). But is it good for your business? Read on... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	0% on purchases for 12 months	0% on balance transfers for 12 months	14.74% - 20.74% Variable	No annual fee

At American Express' Secure Site	American Express® Business Gold Card
	Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month 4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.* Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.* Access to the Working Capital Terms program: get additional funding beyond what you can spend on Business Gold with this flexible funding solution designed to pay U.S. based vendor invoices directly when cards are not accepted.* *Terms Apply See Rates & Fees

	Our Review: Is American Express® Business Gold Card worth it? It depends. Read this in-depth analysis BEFORE you apply... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	N/A	15.74% - 23.74% Variable	$295

At American Express' Secure Site	The Business Platinum® Card from American Express
	Welcome Offer: Earn up to 100,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year. Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. Terms Apply See Rates & Fees

	Our Review: The Business Platinum® Card from American Express offers travel-friendly benefits, including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But is it worth it? Read on to learn the pros and cons... Read full review
	Card Type	Annual Fee
	Business Charge Card	$595

At American Express' Secure Site	The Plum Card® from American Express
	Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back. Take up to 60 days to pay with no interest, if you pay your minimum due. Use the power of the Plum Card to buy big for your business. No Foreign Transaction Fees. Introductory annual fee of $0 for the first year, then $250 Terms & Restrictions Apply. See Rates & Fees

	Our Review: Is the Plum Card® from American Express worth it? Read on to see how this card can help business owners manage cash flow... Read full review
	Card Type	Annual Fee
	Business Charge Card	$0 introductory annual fee for the first year, then $250

At American Express' Secure Site	Hilton Honors American Express Surpass® Card
	Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership. Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year. Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year. $95 annual fee. Terms Apply. See Rates & Fees

	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	N/A	17.24% - 26.24% Variable	$95

At American Express' Secure Site	Gold Delta SkyMiles® Business Credit Card from American Express
	Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months. Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding. Pay no foreign transaction fees when you spend overseas. $0 introductory annual fee for the first year, then $95. Terms and limitations apply See Rates & Fees

	Our Review: Do you travel for business? Is Delta your go-to airline? If so, the Gold Delta SkyMiles® Business Credit Card from American Express could be your ticket to travel-related rewards... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	N/A	17.24% - 26.24% Variable	$0 introductory annual fee for the first year, then $95

At Issuer's Secure Site	Mastercard® Black Card™
	Stainless Steel – Patented Black-PVD-Coated Metal Card 2% Value for Airfare Redemptions 1.5% Value for Cash Back Redemptions 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat Exclusive Luxury Card Travel Benefits $100 Annual Airline Credit Toward Qualifying Purchases $100 Global Entry Application Fee Credit Annual Fee: $495 ($195 for each Authorized User)

	Our Review: Does the Mastercard® Black Card™ provide enough benefits to justify the steep annual fee? See our in-depth analysis and find out the requirements to qualify... Read full review
	Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
	N/A	0% for first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.	16.49% (Variable)	$495 ($195 for each Authorized User)

At American Express' Secure Site	Business Green Rewards Card from American Express
	Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership. Earn one Membership Rewards® point for each dollar you spend on eligible purchases Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment $0 introductory annual fee for the first year, then $95 Terms & Limitations Apply See Rates & Fees

	Our Review: The Business Green Rewards Card from American Express gives you a way to flexibly manage your business expenses while earning reward points. But is it worth it? Read this review to compare... Read full review
	Card Type	Annual Fee
	Business Charge Card	$0 introductory annual fee for the first year, then $95

Articles on Excellent Credit

American Express Platinum vs Visa Black

February 9, 2015 - By Ross Frasier - Reviews

Congratulations you, the frequent traveler, on graduating to the next level of travel rewards cards. Since airports have basically become your second home, you've decided to get the most out of them by joining the elite club of premium ...