Empower vs Goldco

Empower is a free advanced tools plus hybrid advisory service for people with over $100k in investments. How does it compare to Goldco? Read our comparison chart below.

Empower offers free advanced financial tools and paid wealth management services.

While Goldco is one of the most popular gold IRA companies. It stands out for its large selection of IRS-approved gold and silver coins, highest price buyback guarantee, and thousands of 5-star reviews. The minimum investment is $25,000.

Compare Empower with Goldco, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Empower	Goldco


	SPECIAL OFFER Free Money Management Tools - Learn More Read Empower Review	SPECIAL OFFER Free Gold IRA Kit - Learn More Read Goldco Review
	Benefits and Features
Annual Fee	0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million	Varies depending on custodian
Minimum Deposit	$100,000	$25,000
Phone Support	Yes
Live Chat Support	No
Email Support	Yes
Human Advisors	Yes
Robo Advisor
Assets Under Management	$1.2 trillion
Gold IRA
Tax Loss Harvesting	Yes
Goal Tracker	Yes
Automatic Deposits	Yes
Online Platform	Yes
Setup Fee		$50
iPhone App	Yes
Android App	Yes
Mobile App	Yes
Silver IRA
Platinum IRA
Palladium IRA
Investment Tracking
Single Stock Diversification	Yes
Fractional Shares	No
Taxable Accounts	Yes
401k Plans	Yes
IRA Accounts	Yes
Roth IRA Accounts	Yes
SEP IRA Accounts	Yes
Trust Accounts	Yes
529 Plans	Yes
	CreditDonkey® Reviews

Human Advisors
Robo Advisor
Price
Goal Tracker
Customer Service
Budgeting
Ease of Use
Investment Tracking
Retirement Planning
Minimum Deposit
Gold IRA
Fees
Safety
Pros & Cons	Pros: Retirement planner Free portfolio advice Robo plus human advisors Cons: $100,000 min for advisory service Higher fees than competitors	Pros: Highest buyback price guarantee Free silver promotion A+ BBB rating Cons: $25,000 min Higher transaction fees
Bottom Line	Free advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review	Very reputable Gold IRA account, but fees are higher than competitors... Read full review

	Free Money Management Tools Join Empower For Free Empower Personal Cash	Free Gold IRA Kit Get Up to $10,000 in Free Silver Diversify and Protect Your 401k, IRA, and Retirement Savings Account
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Empower: Pricing information from published website as of 04/30/2020 Goldco: The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage. Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000. Empower: Empower Personal Wealth, LLC (“EPW”) compensates CREDITDONKEY INC for new leads. CREDITDONKEY INC is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.