Discover It vs Delta SkyMiles® Gold American Express Card
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Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Delta SkyMiles Gold from American Express, an airline card? Read our comparison chart below.
| Read Discover It Review |  | |
Discover it® Cash Back | Delta SkyMiles® Gold American Express Card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 15 months | N/A |
| Introductory APR for Balance Transfers | 0% introductory APR for 15 months | N/A |
| Purchase APR | 16.49% to 27.49% Variable based on your creditworthiness and other factors | 20.49% to 29.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 16.49% to 27.49% Variable based on your creditworthiness and other factors | N/A |
| Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
| Annual Fee | $0 introductory annual fee for the first year, then $99 | |
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | |
| Introductory Bonus Airline Rewards | Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months. | |
| Cash Back Rewards | 1% cash back on all other purchases. | |
| Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2022: January - March 2022: Grocery Stores and Fitness Club & Gym Memberships (Excludes Walmart and Target purchases) April - June 2022: Gas Stations and Target July - September 2022: Restaurants and PayPal October - December 2022: Amazon.com and Digital Wallets (includes Apple Pay, Google Pay, Samsung Pay, and Garmin Pay) | |
| Airline Rewards | Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Mile on all other eligible purchases. | |
| Bonus Airline Rewards | $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel. | |
| Airline Status | Enjoy your first checked bag free on Delta flights. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Excellent cash back credit card with no annual fee and low interest rate... | Good airline credit card for someone who travels heavily with Delta airlines... |
| Read Discover It Review | | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on February 28, 2023 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on Discover it® Cash Back
Discover It Card Review
Articles on Delta SkyMiles® Gold American Express Card
Delta SkyMiles Card Review
Which Do You Like and Why?
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