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Discover it Miles vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Discover it Miles is an excellent credit card with no annual fee for domestic travelers. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the Discover it Miles has a $0 annual fee, while the Chase Sapphire Preferred has a $0 Intro Annual Fee for the First Year, then $95.

 Read Discover it Miles ReviewApply Now
 

Discover it® Miles

Chase Sapphire Preferred® Card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 14 monthsN/A
Introductory APR for Balance Transfers10.99% introductory APR for 14 monthsN/A
Purchase APR12.24% to 24.24% Variable based on your creditworthiness and other factors17.24% to 24.24% Variable based on your creditworthiness and other factors
Balance Transfers APR12.24% to 24.24% Variable based on your creditworthiness and other factors17.24% to 24.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee$0
Annual Fee$0 annual fee$0 Intro Annual Fee for the First Year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Discover will match all the miles you've earned at the end of your first year (only for new cardmembers). 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Travel RewardsTravel Rewards: 1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
1:1 point transfer to leading airline and hotel loyalty programs
Airline RewardsAirline Rewards: 1.5x Miles on every dollar you spend on purchases.Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Bonus Airline RewardsBonus Airline Rewards: Discover pays you back for your in-flight Wi-Fi fees-up to $30 a year-with an automatic statement credit.* 
Hotel Rewards Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Dining Rewards Dining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 1.5x miles on purchases
  • No annual fee
  • First year promotional miles offer
  • No foreign transaction fee
Cons:
  • Some merchants don't accept Discover
Pros:
  • Generous bonus points
  • Flexible travel rewards
  • Travel, purchase and security protection
  • $0 Foreign Transaction Fee
Cons:
  • $0 Intro Annual Fee for the First Year, then $95
  • No intro APR
Bottom LineExcellent credit card with no annual fee for domestic travelers... Read full reviewHigh-earning rewards card for those with excellent credit... Read full review
 Read Discover it Miles ReviewApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Discover it® Miles has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover it Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2018 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Discover it Miles or Chase Sapphire Preferred?

Still need help deciding which travel card is better? Read the in-depth reviews below. You may also be interested in comparing Discover it Miles or Barclaycard Arrival Plus.


Explore Discover it® Miles In-Depth


Explore Chase Sapphire Preferred® Card In-Depth


Which Do You Like and Why?

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Compare Chase Sapphire Preferred to:

Chase Sapphire Reserve

Chase Sapphire Reserve℠

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.24% - 24.24% Variable
Annual Fee
$450
Premier Rewards Gold Card

Premier Rewards Gold Card from American Express

Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
Annual Fee
Introductory annual fee of $0 for the first year, then $195
American Express Platinum

The Platinum Card® from American Express

Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel Rewards
Annual Fee
$550


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.