Delta Platinum AMEX vs Chase Freedom Unlimited

Compare Rewards, Interest Rates, Fees, and Benefits

Delta Platinum AMEX is an airline credit card. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.

Keep in mind, the Delta Platinum AMEX has a $350 annual fee, while the Chase Freedom Unlimited has a $0 annual fee.

	Delta SkyMiles® Platinum American Express Card	Chase Freedom Unlimited®
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 15 months
Introductory APR for Balance Transfers	N/A	0% introductory APR for 15 months
Purchase APR	19.99% to 28.99% Variable based on your creditworthiness and other factors	18.99% to 28.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	18.99% to 28.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	3% of each transaction in U.S. dollars
Annual Fee	$350 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Introductory Bonus Airline Rewards	Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Cash Back Rewards		Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
Airline Rewards	Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
Bonus Airline Rewards	Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart. Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
Airline Status	You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight. Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Dining Rewards		Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Intro Cash Back Offer Intro APR No annual fee Cons: Foreign transaction fee
Bottom Line		Great cash back credit card for everyday purchases... Read full review
		Read Chase Freedom Unlimited Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Delta SkyMiles® Platinum American Express Card and Chase Freedom Unlimited® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Delta Platinum AMEX: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. Chase Freedom Unlimited: Pricing information including interest rates, benefits and fees was obtained on August 28, 2025 from published websites and is believed to be accurate, but not guaranteed.