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Current vs Till

Current is a simple, digital-only banking app with impressive APY and cashback. How does it compare to Till? Read our comparison chart below.

Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

While Till is a free debit card and app to help kids make smarter spending decisions. Kids learn to establish goals and make real-life tradeoffs between spending and saving. It's open to kids of any age and there are no fees.

Compare Current with Till, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 CurrentTill
 Visit SiteVisit Site
 

Current

Till

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Benefits and Features

SavingsUp to 4.00% APY on your Savings Pod, on up to a total of $6,000
Create savings goals; No APY
CheckingEarn up to 15x points on purchases at participating merchantsNo monthly fees; Supports multiple kids per family
Monthly Fee
$0
$0
Kids Debit Card
Check
Check
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
iOS & Android
ATMsFree access to 40,000+ Allpoint ATMsAny ATM, but the ATM owner may charge a fee
 

CreditDonkey® Reviews

 CurrentTill
SavingsStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStarStarStarStarStarStar
CheckingStarStarStarStarStarStarStarStarHalf StarEmpty Star
PriceStarStarStarStarStarStarStarStarStarStar
Mobile AppStarStarStarStarStarStarStarStarStarHalf Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarHalf StarEmpty StarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
EducationStarStarStarEmpty StarEmpty StarStarStarHalf StarEmpty StarEmpty Star
Pros & ConsPros:
  • High savings rate
  • Up to 15x cash back at 14k stores
  • Ability to deposit cash
Cons:
  • No web platform
  • Email-based support only
  • Requires direct deposit to earn the boosted APY
Pros:
  • No monthly fees
  • Supports multiple family members
  • Create savings goals
Cons:
  • No cash deposits
  • Limited parental controls
Bottom LineSimple, digital-only banking app with impressive APY and cashback... Read full reviewGood free money management app for kids, but on the basic side... Read full review
 Visit SiteVisit Site

Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Current

Build Credit While You Bank

  • Get Paid Up to 2 Days Faster
  • Build credit and earn points with every swipe
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No credit check, minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
Current

Current Savings with Interest - Up to 4% APY

  • 4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
  • Simply add money to your Savings Pods and enable the Interest feature.
  • Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
  • Interest accumulates daily.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Which is Better: Current or Till?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Current or Chase.

In short: Current's savings and checking are worth mentioning. In particular, the checking is outstanding.


Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

Articles on Till

Till Financial

Is Till Financial legit and safe for kids? Find out how a Till debit card compares to competitors like Greenlight and GoHenry.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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