Current vs EarnIn

Current is a simple, digital-only banking app with impressive bonus and cashback. How does it compare to EarnIn? Read our comparison chart below.

Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

While EarnIn lets you access your earned money before you get paid. There is no credit check and they accept optional tips when you pay your withdrawals back. They also offer free credit monitoring and automated savings feature.

Compare Current with EarnIn, side-by-side. Read on for an in-depth look, including ratings and reviews.

		EarnInDaveKlover
	Visit Site	Learn More
	Current	EarnIn
	SPECIAL OFFER Build Credit While You Bank - Learn More Read Current Review	SPECIAL OFFER Get up to $1,000 per paycheck - Learn More Read EarnIn Review
	Benefits and Features
Savings	Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000
Checking	Earn up to 15x points on purchases at participating merchants
Kids Debit Card
Mobile App	iOS & Android	iOS & Android
	CreditDonkey® Reviews
Savings
Minimum Deposit
Checking
Price
Mobile App
Customer Service
Ease of Use
Education
Pros & Cons	Pros: High savings rate Up to 15x cash back at 14k stores Ability to deposit cash Cons: No web platform Email-based support only Requires direct deposit to earn the boosted bonus
Bottom Line	Simple, digital-only banking app with impressive bonus and cashback... Read full review	Read full review
	Visit Site	Learn More
	Build Credit While You Bank Current Savings - Up to 4.00% bonus Fee-Free Overdraft up to $200 with Overdrive	Get up to $1,000 per paycheck Get up to $150 a day Get paid as you work
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Current: Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Cross River Bank, Member FDIC. The Current Visa® Debit Card, and the Current Visa® secured charge card, which are issued by Cross River Bank, are both issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current deposit account is required to apply for the Current Visa® secured charge card. Independent approval required.

Build Credit While You Bank

• Get Paid Up to 2 Days Faster
• Build credit and earn points with every swipe
• 40,000 fee-free Allpoint ATMs in the U.S.
• No credit check, minimum balance or hidden fees

Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Cross River Bank, Member FDIC. The Current Visa® Debit Card, and the Current Visa® secured charge card, which are issued by Cross River Bank, are both issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current deposit account is required to apply for the Current Visa® secured charge card. Independent approval required.

Sign Up

Current Savings - Up to 4.00% bonus

Learn More

• 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
• Simply add money to your Savings Pods and enable the Boost feature.
• Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
• Bonuses accumulate daily.

Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Cross River Bank, Member FDIC. The Current Visa® Debit Card, and the Current Visa® secured charge card, which are issued by Cross River Bank, are both issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current deposit account is required to apply for the Current Visa® secured charge card. Independent approval required.

Fee-Free Overdraft up to $200 with Overdrive

Learn More

Which is Better: Current or EarnIn?

Still need help deciding which cash advance is better? Read the in-depth reviews below. You may also be interested in comparing Current or Brigit.

Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

• Current vs Chime
• Current vs SoFi
• Current vs Ally Bank

Articles on EarnIn

EarnIn

Tired of living paycheck-to-paycheck? EarnIn gives access to your cash before you get paid. But is there a catch? Read on.

• EarnIn vs Dave
• EarnIn vs Klover

Loan Apps Like EarnIn

EarnIn is considered by many as the best app for early access to a portion of your paycheck. But who comes close? Read on.

Which Do You Think is Best?

You Might Also Like

$25 Loan Instant App

$25 loan instant apps like Dave® and EarnIn can help you get by without the hassle of credit checks. Read on to learn more.

Best Cash Advance Apps

Cash advance apps get you up to $1,000 without a credit check or interest. Keep reading to find out the top 10 cash advance apps in the market.